The Texas Finance Code prohibits sellers of goods and services from imposing a credit card surcharge. This means that a seller is not allowed to add an extra amount to the regular price of a good or service when the buyer pays by credit card, as opposed to some other payment method.

The OCCC enforces the credit card surcharge prohibition. If you believe that a seller is violating the law, you can file a complaint here.

Texas law also prohibits debit card surcharges, but the OCCC does not enforce this prohibition. Additional information about debit card surcharges is available on the Texas Department of Banking's web site.


Advisory Bulletins

Alternatives to Credit Card Surcharges (Revised June 25, 2015)