{"text_format":"1","workbook":"xlsx","n_sheets":9,"sheets":["Instructions","Cover Page","Main","5%+ Change","License","Fin Settle","Arb-Lit","Sched E Supp","Sched H Supp"],"not_rendered":{"charts":0,"images":1,"macros":1,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Instructions","index":0,"n_rows":34,"n_cols":3,"rows_kept":34,"cut":false,"hidden":false,"merged":[[28,1,30,8],[33,0,36,8],[8,0,8,8],[11,0,11,8],[13,1,15,8],[17,2,18,8],[20,2,22,8],[24,2,26,8]]}
[]
[]
[]
[]
[]
[]
[]
[]
["Annual Report Due Date:    May 1, 2015"]
[]
[]
["Instructions on completing and submitting the Regulated Lender Annual Report"]
[]
[1,"Report submission consists of:  completing and submitting an Excel-based workbook and downloading and faxing/scanning a signed copy of the \"Licensee's Statement of Verification\""]
[]
[]
[]
[null,null,"a.  Download the \"2014 Annual Report Instructions\" from the agency's website and review prior to completing the financials and schedules."]
[]
[]
[null,null,"b.  Download the \"Licensee Verification Form\" from the agency's website.  This document will be signed and faxed/scanned to the OCCC upon submission of the annual report."]
[]
[]
[]
[null,null,"c.  After reading through the annual report instructions, complete this workbook and submit via email.  Note that the workbook contains several tabs; ensure all appropriate tabs have been completed prior to submission."]
[]
[]
[]
[2,"Once the data has been completed, ensure you submit information according to the directions provided in the \"2014 Annual Report Instructions\"."," "]
[]
[]
[]
[]
["Have Questions:  Contact Ann Harrington at 512.936.7619    or   aharrington@occc.state.tx.us "]

{"sheet":"Cover Page","index":1,"n_rows":75,"n_cols":9,"rows_kept":75,"cut":false,"hidden":false,"merged":[[4,3,4,6],[6,3,6,8],[11,1,11,3],[13,1,13,3],[14,1,14,3],[12,1,12,3],[9,0,9,8],[11,6,11,8],[12,6,12,8],[5,3,5,8],[13,6,13,8],[14,6,14,8],[11,4,11,5],[14,4,14,5],[17,1,17,3],[19,4,20,8],[21,1,22,8],[25,1,26,8],[28,5,29,8],[56,1,56,8],[23,5,23,8],[27,5,27,8],[31,1,31,8],[57,5,57,8],[33,2,33,3],[34,2,34,3],[74,5,74,8],[66,1,67,8],[68,5,68,8],[69,5,69,8],[58,5,58,8],[71,1,72,8],[60,1,62,8],[63,5,63,8],[64,5,64,8],[73,5,73,8]]}
[]
[]
[]
[]
["Master File Number:"]
["Company Name:"]
["Home Office Address:"]
[null,null,null,"(Street)",null,null," ","(City, State)","(Zip)"]
[]
["Who may we contact regarding this report?"]
[]
["Name",null,null,null,"Mailing Address"]
["Title"]
["Phone No."]
["Fax No.",null,null,null,"Email Address"]
[]
[]
[1,"This report is for:",null,null,null,"Single License",null,"Lic. #"]
[null,null,null,null,null,"Multiple Licenses",null,"# of Licenses"]
[null,null,null,null,"Attach a list of all licensees that have been consolidated within this report. Include the licensee name, address, contact name, and license number."]
[]
[2,"Does the licensee participate in any way in writing or procuring insurance in connection with regulated loans?"]
[]
[null,null,"No",null,null,"Yes    Complete Schedule G, Credit Insurance Sales"]
[]
[3,"Has there been any significant change (5% or more) in ownership, management, or form of organization during the report year?"]
[]
[null,null,"No",null,null,"Yes   "]
[null,null,null,null,null,"If not previously reported to the agency, attach an explanation.  You may use the worksheet entitled \"5%+ Change\" to record your explanation."]
[]
[]
[4,"Indicate all applicable types of business transacted, serviced, or brokered by licensee."]
[null,"Home Loans"]
[null,null,"Home Equity - first lien",null,null,"Home Improvement",null,"Purchase Money - secondary lien"]
[null,null,"Home Equity - second lien",null,null,"First Mortgage",null,"Refinance with no cash out"]
[]
[null,"Consumer Loans"]
[null,null,"Secured consumer installment loans under Chapter 342, Subchapter E"]
[null,null,"Small loans under Chapter 342, Subchapter F"]
[null,null,"Payday loans under Chapter 342, Subchapter F"]
[]
[]
[null,"Extensions of Credit"]
[null,null,"Retail Installment sales under Chapter 345",null,null,null," "," "]
[null,null,"Revolving accounts under Chapter 346"]
[null,null,"Motor vehicle retail installment contracts under Chapter  348"]
[null,null," "," ",null,null,null," "]
[]
[]
[]
[]
[]
[null,"Other"]
[null,null,"Pawn transactions under Chapter 371",null,null,null,null,"Other:"]
[null,null,"Insurance Sales (non-credit insurance)"]
[]
[5,"Is any business transacted by someone other than the licensee at the licensed location(s)?"]
[null,null,"No",null,null,"Yes   Indicate type of business: "]
[]
[]
[6,"During the report year, has the licensee or any affiliate had any type of license denied, suspended or revoked?  All licenses that may be issued by a state or federal agency are to be considered in this when answering this question (e.g. driver's license, professional license, etc.)"]
[]
[]
[null,null,"No",null,null,"Yes    Attach a complete explanation"]
[null,null,null,null,null,"You may use the worksheet entitled \"License\" to record your explanation."]
[]
[7,"During the report year, has the licensee or any affiliate, or any agent thereof made a financial settlement with any person as a result of any claim relating to any extension of credit or collection activity?"]
[]
[null,null,"No",null,null,"Yes    Attach a report to explain any settlement in excess of $5000"]
[null,null,null,null,null,"You may use the worksheet entitled \"Fin Settle\" to record your explanation."]
[]
[8,"During the report year, has the licensee, any affiliate, or any agent thereof been subject to binding arbitration or been the subject of civil litigation with relation to any loan, extension of credit, or collection activity?"]
[]
[null,null,"No",null,null,"Yes    Attach a report detailing any Texas-based settlement or claims paid"]
[null,null,null,null,null,"You may use the worksheet entitled \"Arb-Lit\" to record your explanation."]

{"sheet":"Main","index":2,"n_rows":77,"n_cols":34,"rows_kept":77,"cut":false,"hidden":false,"merged":[[0,19,0,20],[0,21,0,22],[20,31,21,31],[16,19,16,30],[7,20,7,22],[8,20,8,22],[11,20,11,22],[2,19,2,31],[20,20,20,22],[21,20,21,22],[9,20,9,22],[10,20,10,22],[19,23,19,25],[3,23,3,25],[4,23,6,23],[4,27,6,27],[3,27,3,31],[5,29,5,31],[7,29,7,31],[8,29,8,31],[0,28,0,31],[20,27,20,29],[20,23,20,25],[9,29,9,31],[66,0,66,6],[48,1,48,5],[51,1,51,5],[60,1,60,5],[61,2,61,5],[45,0,45,7],[22,12,22,13],[22,15,22,16],[62,1,62,5],[63,1,63,5],[57,15,58,16],[26,8,27,16],[47,1,47,5],[43,5,43,7],[51,12,51,13],[50,12,50,13],[50,15,50,16],[53,8,53,16],[57,12,58,13],[43,13,43,15],[36,12,37,13],[36,15,37,16],[39,12,40,13],[39,15,40,16],[10,29,10,31],[11,29,11,31],[73,20,73,22],[75,19,76,22],[24,31,25,31],[26,31,27,31],[28,26,28,27],[30,20,30,22],[31,20,31,22],[33,20,33,22],[18,19,18,32],[19,27,19,30],[26,20,26,22],[29,20,29,22],[36,19,36,31],[28,30,28,31],[59,22,59,24],[60,22,60,24],[59,26,59,27],[33,30,33,31],[34,30,34,31],[34,20,34,22],[45,19,45,32],[58,22,58,24],[0,13,0,16],[57,1,57,5],[58,1,58,5],[59,1,59,5],[4,8,4,17],[2,8,3,17],[8,12,8,13],[10,15,10,16],[9,12,9,13],[10,12,10,13],[29,8,29,17],[30,15,30,16],[49,12,49,13],[49,15,49,16],[55,8,55,17],[38,12,38,13],[38,15,38,16],[8,15,8,16],[23,12,23,13],[23,15,23,16],[19,2,19,5],[2,0,2,7],[54,2,54,5],[56,1,56,5],[0,5,0,7],[15,1,15,5],[16,1,16,5],[17,2,17,5],[4,1,4,5],[5,1,5,5],[6,1,6,5],[7,1,7,5],[8,1,8,5],[21,0,21,7],[22,0,26,7],[5,12,6,13],[5,15,6,16],[7,12,7,13],[7,15,7,16],[14,12,14,13],[14,15,14,16],[9,15,9,16],[11,12,11,13],[11,15,11,16],[12,2,12,5],[35,15,35,16],[34,12,34,13],[34,15,34,16],[31,12,31,13],[32,12,32,13],[33,12,33,13],[31,15,31,16],[32,15,32,16],[33,15,33,16],[68,12,68,13],[68,15,68,16],[60,12,60,13],[64,12,64,13],[65,12,65,13],[66,12,66,13],[67,12,67,13],[60,15,60,16],[64,15,64,16],[65,15,65,16],[66,15,66,16],[67,15,67,16],[61,12,61,13],[61,15,61,16],[62,12,63,13],[62,15,63,16],[45,12,46,13],[45,15,46,16],[47,12,48,13],[47,15,48,16],[31,26,31,27],[32,26,32,27],[33,26,33,27],[34,26,34,27],[22,23,22,25],[23,23,23,25],[24,23,24,25],[25,23,25,25],[22,27,22,29],[23,27,23,29],[24,27,24,29],[26,23,26,25],[26,27,26,29],[28,23,28,24],[34,23,34,24],[29,26,29,27],[30,26,30,27],[25,27,25,29],[26,17,27,17],[35,12,35,13],[65,19,65,32],[66,19,66,32],[57,20,57,21],[57,22,57,24],[57,26,57,27],[47,26,48,27],[55,26,56,27],[55,22,56,23],[50,22,50,24],[51,22,51,24],[52,22,52,24],[50,26,50,27],[51,26,51,27],[52,26,52,27],[49,22,49,24],[46,22,48,23],[49,26,49,27],[60,26,60,27],[58,26,58,27],[31,30,31,31],[32,30,32,31],[17,33,17,41],[16,33,16,41],[2,33,15,41],[72,23,72,24],[73,23,73,24],[74,23,74,24],[71,19,71,24],[43,24,43,27],[68,19,68,31],[48,20,48,21],[49,20,49,21],[29,30,29,31],[30,30,30,31],[47,29,48,31],[29,23,29,24],[30,23,30,24],[31,23,31,24],[32,23,32,24],[33,23,33,24],[18,39,18,40],[19,39,19,40],[20,39,20,40],[22,39,22,40],[23,39,23,40],[24,39,24,40],[25,39,25,40],[12,9,13,11],[12,12,13,13],[12,15,13,16],[15,12,16,13],[15,15,16,16],[17,12,18,13],[17,15,18,16],[19,12,20,13],[19,15,20,16],[22,20,22,22],[23,20,23,22],[24,20,24,22],[25,20,25,22]]}
["Master File #",{"$f":"'Cover Page'!D5","v":0},null,"Company Name:",null,{"$f":"'Cover Page'!D6","v":0},null,null,"Master File #",{"$f":"+$B$1","v":0},null,"Company Name:",null,{"$f":"+$F$1","v":0},null,null,null,null,null,"Master File #",null,{"$f":"+$B$1","v":0},null,null,null,{"$f":"+$F$1","v":0},"Company",null,{"$f":"+$F$1","v":0}]
[]
["Schedule A:  Balance Sheet    (Figures are company-wide)",null,null,null,null,null,null,null,"Schedules C through I:  Report data relative to business activities conducted within the State of Texas only.",null,null,null,null,null,null,null,null,null,null,"Schedule F:  Delinquency and Collections",null,null,null,null,null,null,null,null,null,null,null,null,null,"The Texas legislature passed a bill that authorizes the Finance Commission of Texas to set the maximum amount for an acquisition change that may be assessed for a Subchapter F loan under the Texas Finance Code, Chapter 342.  This bill became effective September 5, 2013.  \n\nTexas Administrative Code, Chapter 83.605(a) indicates \"an authorized lender may collect an acquisition charge that does not exceed the lesser of:  10/% of the cash advance of the loan; or $100\".\n\nIf you are conducting transactions under Chapter 342, Subchapter  F of the Texas Finance Code, complete the information below. The information should only reflect transactions conducted during the report year. Please see the Annual Report Instructions workbook for more detailed information on completing this section.\n"]
[null,"Assets",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Regulated Loans",null,null,null,"Other Mortgage Loans"]
[1,"Cash (Company-Wide)",null,null,null,null,null,null,"Schedule C:  Loans Receivable    (Net of Unearned Charges)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Number",null,null,null,"Number "]
[2,"Regulated loans receivable for Chapter 342.E transactions in Texas",null,null,null,null,null,null,null,null,null,null,"No. of Loans\nReceivable",null,null,"Amount Loaned",null,null,null,null,null,null,null,null,null,"Amount",null,null,null,"Amount"]
[3,"Regulated loans receivable for Chapter 342.F transactions in Texas",null,null,null,null,null,null," "," "]
[4,"Regulated loans receivable for Chapter 342.G transactions in Texas",null,null,null,null,null,null,1,"Consumer installment loans (Ch 342.E)",null,null,null,null,null,null,null,null,null,1,"60 - 89-day accounts"]
[5,"Motor vehicle retail installment accounts receivable for Ch 348 transactions in Texas",null,null,null,null,null,null,2,"Small Loans (Ch 342.F)",null,null,null,null,null,null,null,null,null,2,"90-day accounts"]
[6,"Other mortgage loans receivable, including home equity (company-wide)",null,null,null,null,null,null,3,"Payday Loans (Ch 342.F)",null,null,null,null,null,null,null,null,null,3,"Repossession of collateral"]
[7,"Other loans receivable (company-wide)",null,null,null,null,null,null,4,"Home Equity Loans (secondary mortgage)",null,null,null,null,null,null,null,null,null,4,"Proceeds from sales of collateral"]
[8,"Other business assets (company-wide)",null,null,null,null,null,null,5,"Home Equity Loans (first lien mortgage)",null,null,null,null,null,null,null,null,null,5,"Suits Filed"]
[null,9,"Total Assets",null,null,null,{"$f":"SUM(G5:G12)","v":0},null,6,"Home improvement or purchase money loans (secondary mortgage, Ch. 342.G)",null,null,null,null,null,null,null,null,null," "," "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]
[" ","Liabilities & Owner's Equity",null,null,null,null,null,null,7,"Other mortgage loans"]
[10,"Warehouse line of credit/borrowed funds for lending (company-wide)",null,null,null,null,null,null,8,"Revolving credit, open end/triparty",null,null,null,null,null,null,null,null,null,null," "]
[11,"Other liabilities (company-wide)",null,null,null,null,null,null,null,"accounts (Ch 346)",null,null,null,null,null,null,null,null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Supplemental Annual Report Information"]
[null,12,"Total Liabilities",null,null,null,{"$f":"SUM(G16:G17)","v":0},null,9,"Motor vehicle retail installment accounts"]
[13,"Owner's Equity (company-wide)",null,null,null,null,null,null,null,"(Ch 348)",null,null,null,null,null,null,null,null,null,"Schedule G: Credit Insurance Sales",null,null,null,null,null,null,null,null,null,null,null,null,null,"1. Number of Customers"]
[null,14,"Total Liabilities & Owner's Equity",null,null,null,{"$f":"+G19+G18","v":0},null,10,"Consumer goods & services retail installment",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Filing Insurance",null,null,null,"Involuntary Unemployment",null,null,null,null,null,"2. Number of New Loans Originated"]
[null,null,null,null,null,null,null,null,null,"accounts (Ch 345)",null,null,null,null,null,null,null,null,null,1,"Number of policies sold",null,null,null,null,null,null,null,null,null,null,null,null,"3. Number of Refinances"]
["If the equity does not equal or exceed the net assets requirement and the business is a:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Percentage of eligible loans covered"]
["NET ASSETS REQUIREMENT: $25,000 PER LICENSE, whether active or inactive.\nIf the equity does not equal or exceed the net assets requirement and the business is a:\n\nProprietorship or General Partnership: attach owner's personal financial statement(s) to demonstrate adequate net assets.\n\nCorporation: if a more current financial statement shows adequate net assets, attach that report and explain any variances between that statement and Schedule A. ",null,null,null,null,null,null,null,11,"Manufactured housing (Ch 347)",null,null,null,null,null,null,null,null,null,2,"Percentage of eligible loans covered",null,null,null,null,null,null,null,null,null,"%",null,null,"4. Total Dollar Amount of Loans"]
[null,null,null,null,null,null,null,null,null,12,"Total",null,{"$f":"SUM(M8:N23)","v":0},null,null,{"$f":"SUM(P8:Q23)","v":0},null,null,null,3,"Net Premiums",null,null,null,null,null,null,null,null,null,null,null,null,"5. Dollar Amount of Acquisition Charge on New Loans"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"Number of paid claims",null,null,null,null,null,null,null,null,null,null,null,null,"6. Dollar Amount of Acquisition Charges on Refinances"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"Amount of claims Paid",null,null,null,null,null,null,null,null,null,null,null,null,"7. Number of Customers with More than 4 Refinances"]
[null,null,null,null,null,null,null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing.",null,null,null,null,null,null,null,null,null,null,6,"Net Insurance income/retained premium"]
[null," "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Life",null,null,"Credit A&H",null,null,null,"Property",null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing."]
[null,null,null,null,null,null,null,null,"Schedule D:  Loans Made    (Net of Interest or Other Finance Charges)",null,null,null,null,null,null,null,null,null,null,1,"Number of policies sold"]
[null,null,null,null,null,"(Continue to Next Page)",null,null,null,null,null,null,"No. of Loans Made",null,null,"Amount Loaned",null,null,null,2,"Percentage of eligible loans covered",null,null,null,null,null,null,null,null,null,null,null,"%"]
[null,null,null,null,null,null,null,null,1,"Consumer installment loans (Ch 342.E)",null,null,null,null,null,null,null,null,null,3,"Net Premiums"]
[null,null,null,null,null,null,null,null,2,"Small loans (Ch. 342.F)",null,null,null,null,null," ",null,null,null,4,"Number of paid claims"]
[null,null,null,null,null,null,null,null,3,"Payday Loans (Ch 342.F)",null,null,null,null,null,null,null,null,null,5,"Amount of claims Paid"]
[null,null,null,null,null,null,null,null,4,"Home equity loans (secondary mortgage)",null,null,null,null,null,null,null,null,null,6,"Net insurance income/retained premium"]
[null,null,null,null,null,null,null,null,5,"Home equity loans (first lien mortgage)"]
[null,null,null,null,null,null,null,null,6,"Home improvement or purchase money",null,null,null,null,null,null,null,null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing."]
[null,null,null,null,null,null,null,null,null,"loans (secondary mortgage, Ch. 342.G)"]
[null,null,null,null,null,null,null,null,7,"Other mortgage loans"]
[null,null,null,null,null,null,null,null,8,"Revolving credit, open end/triparty",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(Continue to Next Page)"]
[null,null,null,null,null,null,null,null,null,"accounts (Ch 346)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(Continue to Next Page)"]
[]
["Master File #",{"$f":"+$B$1","v":0},null,"Company Name:",null,{"$f":"+$F$1","v":0},null,null,"Master File #",{"$f":"+$B$1","v":0},null,"Company Name:",null,{"$f":"+$F$1","v":0},null,null,null,null,null,"Master File #",{"$f":"+$B$1","v":0},null,"Company Name:",null,{"$f":"+$F$1","v":0}]
[]
["Schedule B:  Statement of Income & Expenses    (Figures are company-wide)",null,null,null,null,null,null,null,9,"Motor vehicle retail installment accounts",null,null,null,null,null,null,null,null,null,"Schedule H: Ancillary Products"]
[null,"Income",null,null,null,null,null,null,null,"(Ch 348)",null,null,null,null,null,null,null,null,null,null,null,null,"Non-Credit Insurance*",null,null," "]
[1,"Interest earned on Ch 342.E loans in Texas",null,null,null,null,null,null,10,"Consumer goods & services retail installment",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Motor Club Memberships",null,null," "]
[2,"Administrative fees earned on Chapter 342 loans in Texas",null,null,null,null,null,null," ","(Ch 345)",null,null,null,null,null,null,null,null,null," "," "]
[3,"Acquisition fees earned on Chapter 342.F loans in Texas",null,null,null,null,null,null,11,"Manufactured housing (Ch 347)",null,null,null,null,null,null,null,null,null,1,"Number of policies sold"]
[4,"Installment account handling charges earned on Chapter 342.F loans in Texas",null,null,null,null,null,null,null,12,"Total",null,{"$f":"SUM(M46:N50)+SUM(M32:M41)","v":0},null,null,{"$f":"SUM(P46:Q50)+SUM(P32:P41)","v":0},null,null,null,2,"Net Premiums"]
[5,"Regulated loan income from Chapter 342.G & home equity loans in Texas",null,null,null,null,null,null,13,"Percentage of loans retained",null,null,null,null,"%",null,null,null,null,3,"Number of paid claims"]
[6,"Motor vehicle time price differential from Chapter 348 transactions in Texas",null,null,null,null,null,null," "," ",null,null,null,null,null,null,null,null,null,4,"Amount of claims Paid"]
[7,"Other business income",null,null,null,null,null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing."]
[null,8,"Total Income",null,null,null,{"$f":"SUM(G48:G54)","v":0}]
[" ","Expenses",null,null,null,null,null,null,"Schedule E:  Brokered Loans    (Net of Interest or Other Finance Charges)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Thrift Club \nMembership",null,null,null,"Miscellaneous*"]
[9,"Bad debts incurred in connection with Texas regulated loan activity",null,null,null,null,null,null,"Attach a list of companies per instruction pages"]
[10,"Salaries incurred in connection with Texas regulated loan activity",null,null,null,null,null,null,null,null,null,null,"No. of Loans Brokered",null,null,"Amount Brokered",null,null,null,1,"Number of policies sold",null," "]
[11,"Interest incurred in connection with Texas regulated loan activity",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Net Premiums"]
[12,"Other expenses incurred in connection with Texas regulated loan activity",null,null,null,null,null,null,"Mortgage Loans",null,null,null,null,null,null,null,null,null,null,3,"Number of paid claims"]
[13,"Other business expenses (company-wide)",null,null,null,null,null,null,1,"Home Equity Loans (secondary mortgage)",null,null,null,null,null,null,null,null,null,4,"Amount of claims Paid"]
[null,14,"Total Expenses",null,null,null,{"$f":"SUM(G57:G61)","v":0},null,2,"Home Equity Loans (first lien mortgage)"]
[15,"Net income before taxes (company-wide)",null,null,null,null,null,null,3,"Home improvement or purchase money loans"]
[16,"Federal income taxes (company-wide)",null,null,null,null,null,null,null,"(secondary mortgage, Ch. 342.G)",null,null,null,null,null,null,null,null,null,"*Identify type non-credit insurance or other miscellaneous products sold. If there is more than one kind,"]
[null,17,"Net Income (Loss)",null,null,null,{"$f":"+G63-G64","v":0},null,4,"Other Mortgage Loans",null,null,null,null,null,null,null,null,null,"please list and report separately."]
[null,null,null,null,null,null,null,null,"Consumer Loans"]
["Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report filing.",null,null,null,null,null,null,null,5,"Payday loans (Ch. 342.F)"]
[null,null,null,null,null,null,null,null,6,"Other Loans"]
[null,null,null,null,null,null,null,null,null,7,"Total",null,{"$f":"SUM(M61:N68)","v":0},null,null,{"$f":"SUM(P61:Q68)","v":0},null,null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing."]
[]
[null,null,null,null,null,null,null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Schedule I: Escheat Account"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Funds remitted to State of Texas"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(Continue to Next Page)",null,null,null,2,"Escheat account balance, end of year"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enter an \"X\" if you believe this schedule is not applicable (N/A) to this annual  report  filing."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(Continue to Next Page)"]

{"sheet":"5%+ Change","index":3,"n_rows":5,"n_cols":6,"rows_kept":5,"cut":false,"hidden":false,"merged":[[0,5,0,7],[6,0,45,8]]}
["Master File #",{"$f":"'Cover Page'!D5","v":0},null,"Company Name:",null,{"$f":"+Main!$F$1:$H$1","v":0}]
[]
[]
["In response to Question 3 of the Cover Page questionnaire, the explanation for the company's"]
["significant change in ownership, management or form of organization is explained below."]

{"sheet":"License","index":4,"n_rows":5,"n_cols":6,"rows_kept":5,"cut":false,"hidden":false,"merged":[[0,5,0,7],[6,0,45,8]]}
["Master File #",{"$f":"+Main!$B$1","v":0},null,"Company Name:",null,{"$f":"+Main!$F$1:$H$1","v":0}]
[]
[]
["In response to Question 6 of the Cover Page questionnaire, the explanation for any denial,"]
["suspension, or revocation of a license is provided below."]

{"sheet":"Fin Settle","index":5,"n_rows":5,"n_cols":6,"rows_kept":5,"cut":false,"hidden":false,"merged":[[0,5,0,7],[6,0,45,8]]}
["Master File #",{"$f":"+Main!$B$1","v":0},null,"Company Name:",null,{"$f":"+Main!$F$1:$H$1","v":0}]
[]
[]
["In response to Question 7 of the Cover Page questionnaire, the explanation for the company's"]
["financial settlements is provided below."]

{"sheet":"Arb-Lit","index":6,"n_rows":5,"n_cols":6,"rows_kept":5,"cut":false,"hidden":false,"merged":[[0,5,0,7],[6,0,45,8]]}
["Master File #",{"$f":"+Main!$B$1","v":0},null,"Company Name:",null,{"$f":"+Main!$F$1:$H$1","v":0}]
[]
[]
["In response to Question 8 of the Cover Page questionnaire, the explanation for any instances of"]
["arbitration or civil litigation."]

{"sheet":"Sched E Supp","index":7,"n_rows":5,"n_cols":6,"rows_kept":5,"cut":false,"hidden":false,"merged":[[0,5,0,7],[6,0,45,8]]}
["Master File #",{"$f":"+Main!$B$1","v":0},null,"Company Name:",null,{"$f":"+Main!$F$1:$H$1","v":0}]
[]
[]
["The names of companies with whom brokered loans were closed, as reported in Schedule E "]
["are provided below."]

{"sheet":"Sched H Supp","index":8,"n_rows":5,"n_cols":6,"rows_kept":5,"cut":false,"hidden":false,"merged":[[0,5,0,7],[6,0,45,8]]}
["Master File #",{"$f":"+Main!$B$1","v":0},null,"Company Name:",null,{"$f":"+Main!$F$1:$H$1","v":0}]
[]
[]
["The types of non-credit insurance or other miscellaneous product sold as reported in Schedule H"]
["is shown below."]