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  • Creating a fair, lawful, and
    healthy credit environment

    that grows economic prosperity
    for all Texans.

    Customers


    As new forms of credit become available to Texas customers, the OCCC helps the public understand their rights and responsibilities.

    • File a Complaint (Online)
    • Complaint Resolution
    • Consumer Assistance Helpline
    • Consumer Brochures
    • Consumer Education
    • Consumer FAQs
    • Debt Collection Practices
    • Helpful Links
    • Texas Financial Education Endowment Grant Program (TFEE)

    Regulated Industries


    The OCCC licenses and regulated non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

    • Commercial Motor Vehicle Sales Finance
    • Crafted Precious Metals Dealers
    • Credit Access Businesses
    • Debt Management & Settlement Providers
    • Motor Vehicle Sales Finance
    • Pawnshops & Pawn Employees
    • Property Tax Lenders
    • Refund Anticipation Loan Facilitators
    • Registered Creditors
    • Regulated Lenders
    • Residential Mortgage Loan Originators
    ALECS

    (Manage your License)

    NMLS
    Apply for Licensing
    File Annual Report
    Licensee Search

    Resources

    • FAQs
    • Recent & Upcoming Rules
    • Jobs
    • Interest Rates
    • Enforcement Actions
    • Plain Language Initiative
    • NMLS Resource Center
  • Creating a fair, lawful, and
    healthy credit environment

    that grows economic prosperity
    for all Texans.

    Customers


    As new forms of credit become available to Texas customers, the OCCC helps the public understand their rights and responsibilities.

    • File a Complaint (Online)
    • Complaint Resolution
    • Consumer Assistance Helpline
    • Consumer Brochures
    • Consumer Education
    • Consumer FAQs
    • Debt Collection Practices
    • Helpful Links
    • Texas Financial Education Endowment Grant Program (TFEE)

    Regulated Industries


    The OCCC licenses and regulated non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

    • Commercial Motor Vehicle Sales Finance
    • Crafted Precious Metals Dealers
    • Credit Access Businesses
    • Debt Management & Settlement Providers
    • Motor Vehicle Sales Finance
    • Pawnshops & Pawn Employees
    • Property Tax Lenders
    • Refund Anticipation Loan Facilitators
    • Registered Creditors
    • Regulated Lenders
    • Residential Mortgage Loan Originators
    ALECS

    (Manage your License)

    NMLS
    Apply for Licensing
    File Annual Report
    Licensee Search

    Resources

    • FAQs
    • Recent & Upcoming Rules
    • Jobs
    • Interest Rates
    • Enforcement Actions
    • Plain Language Initiative
    • NMLS Resource Center
  • Creating a fair, lawful, and
    healthy credit environment

    that grows economic prosperity
    for all Texans.

    Customers


    As new forms of credit become available to Texas customers, the OCCC helps the public understand their rights and responsibilities.

    • File a Complaint (Online)
    • Complaint Resolution
    • Consumer Assistance Helpline
    • Consumer Brochures
    • Consumer Education
    • Consumer FAQs
    • Debt Collection Practices
    • Helpful Links
    • Texas Financial Education Endowment Grant Program (TFEE)

    Regulated Industries


    The OCCC licenses and regulated non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

    • Commercial Motor Vehicle Sales Finance
    • Crafted Precious Metals Dealers
    • Credit Access Businesses
    • Debt Management & Settlement Providers
    • Motor Vehicle Sales Finance
    • Pawnshops & Pawn Employees
    • Property Tax Lenders
    • Refund Anticipation Loan Facilitators
    • Registered Creditors
    • Regulated Lenders
    • Residential Mortgage Loan Originators
    ALECS

    (Manage your License)

    NMLS
    Apply for Licensing
    File Annual Report
    Licensee Search

    Resources

    • FAQs
    • Recent & Upcoming Rules
    • Jobs
    • Interest Rates
    • Enforcement Actions
    • Plain Language Initiative
    • NMLS Resource Center
  • Creating a fair, lawful, and
    healthy credit environment

    that grows economic prosperity
    for all Texans.

    Customers


    As new forms of credit become available to Texas customers, the OCCC helps the public understand their rights and responsibilities.

    • File a Complaint (Online)
    • Complaint Resolution
    • Consumer Assistance Helpline
    • Consumer Brochures
    • Consumer Education
    • Consumer FAQs
    • Debt Collection Practices
    • Helpful Links
    • Texas Financial Education Endowment Grant Program (TFEE)

    Regulated Industries


    The OCCC licenses and regulated non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

    • Commercial Motor Vehicle Sales Finance
    • Crafted Precious Metals Dealers
    • Credit Access Businesses
    • Debt Management & Settlement Providers
    • Motor Vehicle Sales Finance
    • Pawnshops & Pawn Employees
    • Property Tax Lenders
    • Refund Anticipation Loan Facilitators
    • Registered Creditors
    • Regulated Lenders
    • Residential Mortgage Loan Originators
    ALECS

    (Manage your License)

    NMLS
    Apply for Licensing
    File Annual Report
    Licensee Search

    Resources

    • FAQs
    • Recent & Upcoming Rules
    • Jobs
    • Interest Rates
    • Enforcement Actions
    • Plain Language Initiative
    • NMLS Resource Center
  • Creating a fair, lawful, and
    healthy credit environment

    that grows economic prosperity
    for all Texans.

    Customers


    As new forms of credit become available to Texas customers, the OCCC helps the public understand their rights and responsibilities.

    • File a Complaint (Online)
    • Complaint Resolution
    • Consumer Assistance Helpline
    • Consumer Brochures
    • Consumer Education
    • Consumer FAQs
    • Debt Collection Practices
    • Helpful Links
    • Texas Financial Education Endowment Grant Program (TFEE)

    Regulated Industries


    The OCCC licenses and regulated non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

    • Commercial Motor Vehicle Sales Finance
    • Crafted Precious Metals Dealers
    • Credit Access Businesses
    • Debt Management & Settlement Providers
    • Motor Vehicle Sales Finance
    • Pawnshops & Pawn Employees
    • Property Tax Lenders
    • Refund Anticipation Loan Facilitators
    • Registered Creditors
    • Regulated Lenders
    • Residential Mortgage Loan Originators
    ALECS

    (Manage your License)

    NMLS
    Apply for Licensing
    File Annual Report
    Licensee Search

    Resources

    • FAQs
    • Recent & Upcoming Rules
    • Jobs
    • Interest Rates
    • Enforcement Actions
    • Plain Language Initiative
    • NMLS Resource Center
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Austin, TX 78705

512.936.7600

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Notice to Property Tax Lenders and Regulated Lenders: A new Annual Report filing system has been launched, filing is open. Click Here. Notice: New Motor Vehicle Application Now Available. Click Here. Motor & Commercial Vehicle Licensee Transition Webinar June 09 2026 – Click Here to Register