Debt Management and Settlement Providers include 2 sets of activities:
  1. Consumer credit counseling services
  2. Debt negotiators


Effective September 1, 2015, all applications for a new license or registration must be submitted through the online system "ALECS" (Application, Licensing, Examination, Compliance System). Any paper application received that is postmarked September 1, 2015 or later will be returned to the applicant with instructions for re-filing.

Apply online: ALECS

Changes- Current Licensed Location

Make changes online with ALECS

To mail in changes, use Amendment or Change to License for:

Name (DBA)


2016 Annual Report Submission will be filed through ALECS.

Individual Forms


Application for Registration

Application Questionnaire

Checklist for Registration

Disclosure of Owners and Principal Parties

List of Offices

Registration Fees

Surety Bond

Statutory Agent Form

All licensing documents are presented as PDF-fillable forms. Acrobat Reader is required to view, download, and complete forms. You must save all forms to your computer before entering data. Failure to do so may result in loss of data and files.

Statutes & Rules

These are the primary statutes and rules that apply to debt management and settlement providers. This is not a complete list of laws that debt management and settlement providers are required to comply with.

Primary State Statute
Chapter 394, Texas Finance Code: Debtor Assistance

OCCC's Rules
Title 7, Chapter 88, Texas Administrative Code

Other State Statutes
Texas Legislature Online

Federal Statutes & Rules
U.S. Government Publishing Office