Debt Management and Settlement Providers include 2 sets of activities:
- Consumer credit counseling services
- Debt negotiators
Effective September 1, 2015, all applications for a new license or registration must be submitted through the online system "ALECS" (Application, Licensing, Examination, Compliance System). Any paper application received that is postmarked September 1, 2015 or later will be returned to the applicant with instructions for re-filing.
Apply online: ALECS
Changes- Current Licensed Location
Make changes online with ALECS
To mail in changes, use Amendment or Change to License for:
2016 Annual Report Submission will be filed through ALECS.
All licensing documents are presented as PDF-fillable forms. Acrobat Reader is required to view, download, and complete forms. You must save all forms to your computer before entering data. Failure to do so may result in loss of data and files.
Statutes & Rules
These are the primary statutes and rules that apply to debt management and settlement providers. This is not a complete list of laws that debt management and settlement providers are required to comply with.
Primary State Statute
Chapter 394, Texas Finance Code: Debtor Assistance
Title 7, Chapter 88, Texas Administrative Code
Other State Statutes
Texas Legislature Online
Federal Statutes & Rules
U.S. Government Publishing Office