Below you will find a variety of publications and policy issues that cover material related to the various industries under the Department’s purview as well as material related to the agency and its operations.

Policy

Recent and Upcoming Rules
This page includes recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules.

Official Interpretations
The OCCC has issued official interpretations of certain legal provisions. The official interpretations are approved by the Texas Finance Commission.

Enforcement Actions
The OCCC's legal department brings enforcement actions to ensure compliance with Texas law. This page contains a table of the enforcement actions taken since September 1, 2015.

Hearings
The OCCC's contested case hearings are held before an Administrative Law Judge at the State Office of Administrative Hearings ("SOAH"). This page describes the hearing process and contains a link to the SOAH Rules of Procedure.

Publications

Financial Services Activity Reports

Credit Access Businesses
Debt Management
Pawn Shops
Property Tax Lenders
Regulated Lenders
Rate Related The Texas Credit Letter is published each Tuesday by the Office of Consumer Credit Commissioner and reports rate ceilings for future weeks.
Special Reports

2016 Report on Availability, Quality, and Pricing of Certain Financial Services and Consumer Loan Products
 

2015 Report on Availability, Quality, and Pricing of Certain Financial Services and Consumer Loan Products  

Home Equity Lending Report for Calendar Year (2013)

Property Tax Lending Study Report (2012)

Guidance on Non-Traditional Mortgage Products (2006)

Social Security Number Study (2006)

Reviewing Identity Theft & SB473 (2004)

Administrative Reports

Strategic Plan

Strategic Plan For Fiscal Years 2017-2021

Strategic Plan For Fiscal Years 2015 - 2019

Agency Budget

Agency Budget Fiscal Year 2018

Agency Budget Fiscal Year 2017

Agency Budget Fiscal Year 2016

Agency Budget Fiscal Year 2015

Financial Report

Annual Financial Report 2016

Annual Financial Report 2015

Resource Efficiency

Resource Efficiency Plan

Customer Service Report

Customer Service Report-2016

Customer Service Report-2014

Executive Staff Compensation

Executive Staff Compensation-2015 (HB12)

Audit Report

FY 2016 Audit Report

FY 2015 Audit Report

Audit Plan

FY 2017 Audit Plan

FY 2016 Audit Plan

FY 2015 Audit Plan

Procurement  Related

Contract Management Manual

Information Technology Project Management Policy

Annual Report, Complaint, Examination (ACE) IT Project

Sunset Advisory  Commission Review OCCC Self-Evaluation Report to the Sunset Advisory Commission (September 2017)