Below you will find a variety of publications and policy issues that cover material related to the various industries under the Department’s purview as well as material related to the agency and its operations.

Policy

Recent and Upcoming Rules
This page includes recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules.

Official Interpretations
The OCCC has issued official interpretations of certain legal provisions. The official interpretations are approved by the Texas Finance Commission.

Enforcement Actions
The OCCC's legal department brings enforcement actions to ensure compliance with Texas law. This page contains a table of the enforcement actions taken since September 1, 2015.

Hearings
The OCCC's contested case hearings are held before an Administrative Law Judge at the State Office of Administrative Hearings ("SOAH"). This page describes the hearing process and contains a link to the SOAH Rules of Procedure.

Credit Card Surcharges
This page provides information about the prohibition on credit card surcharges, which the OCCC enforces.

Publications

 

Administrative Reports Strategic Plan
Strategic Plan For Fiscal Years 2017-2021
Strategic Plan For Fiscal Years 2015 - 2019
 

Agency Budget
Proposed Budget Fiscal Year 2017
Agency Budget Fiscal Year 2016
 

 
Financial Report
Annual Financial Report 2015
Annual Financial Report 2014

 
Resource Efficiency
Resource Efficiency Plan

 
Customer Service Report
Customer Service Report-2016
Customer Service Report-2014

 
Executive Staff Compensation
Executive Staff Compensation-2015 (HB12)

 
Audit Plan
FY 2015 Audit Report
FY 2014 Audit Report

 
Audit Report
FY 2016 Audit Plan
FY 2015 Audit Plan

Financial Services Activity Reports Credit Access Businesses
Pawn Shops
Property Tax Lenders
Regulated Lenders
Special Reports 2015 Report on Availability, Quality, and Pricing of Certain

Financial Services and Consumer Loan Products  
 

Home Equity Lending Report for Calendar Year (2013)
 

Property Tax Lending Study Report (2012)
 

Guidance on Non-Traditional Mortgage Products (2006)
 

Social Security Number Study (2006)
 

Reviewing Identity Theft & SB473 (2004)

Rate Related The Texas Credit Letter is published each Tuesday by the Office of Consumer Credit Commissioner and reports rate ceilings for future weeks.
Procurement  Related Contract Management Manual

Information Technology Project Management Policy

Annual Report, Complaint, Examination (ACE) IT Project

Finance Commission Meeting Material June 10, 2016

 

August  19, 2016