Below you will find a variety of publications and policy issues that cover material related to the various industries under the Department’s purview as well as material related to the agency and its operations.
Alternatives to High-Cost Lending Survey
The Office of Consumer Credit Commissioner is conducting a survey to determine the availability, pricing, and quality of affordable loan products in Texas. As a consumer loan provider, your response to this survey is vital in identifying and evaluating alternatives to high-cost lending. Non-bank lenders and alternative loan products including, but not limited to; employer partnerships, nonprofit initiatives, and community programs are encouraged to participate in this survey.
Information gathered in this survey will be used to produce the 2016 Report on Availability, Quality, and Pricing of Certain Financial Services and Consumer Loan Products. The report fulfills statutory requirements identified in Chapter 11,Texas Finance Code: Research.
The survey will be available online from Friday, October 14 - Friday, October 28. Please click on the link below to complete the survey.
We encourage you to share this survey with all organizations providing these services. If you have any questions, please contact the OCCC at email@example.com.
Recent and Upcoming Rules
This page includes recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules.
The OCCC has issued official interpretations of certain legal provisions. The official interpretations are approved by the Texas Finance Commission.
The OCCC's legal department brings enforcement actions to ensure compliance with Texas law. This page contains a table of the enforcement actions taken since September 1, 2015.
The OCCC's contested case hearings are held before an Administrative Law Judge at the State Office of Administrative Hearings ("SOAH"). This page describes the hearing process and contains a link to the SOAH Rules of Procedure.
Credit Card Surcharges
This page provides information about the prohibition on credit card surcharges, which the OCCC enforces.
|Administrative Reports||Strategic Plan
Strategic Plan For Fiscal Years 2017-2021
Strategic Plan For Fiscal Years 2015 - 2019
Executive Staff Compensation
|Financial Services Activity Reports||Credit Access Businesses
Property Tax Lenders
2015 Report on Availability, Quality, and Pricing of Certain Financial Services and Consumer Loan Products
|Rate Related||The Texas Credit Letter is published each Tuesday by the Office of Consumer Credit Commissioner and reports rate ceilings for future weeks.|
|Procurement Related||Contract Management Manual|
|Finance Commission Meeting Material||June 10, 2016|