Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an e-mail list for OCCC rule updates, send an e-mail to rule.comments@occc.texas.gov, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).

Proposals

Motor Vehicle Recordkeeping Rules (posted Feb. 7, 2018)
The Finance Commission voted to publish these rules for comment at its February 16 meeting. The official comment period will begin on March 2 (when the rules are published in the Texas Register) and end on April 2 at 5 p.m. Audio of the OCCC's January 12 stakeholder meeting on motor vehicle recordkeeping requirements is available here.

Crafted Precious Metal Dealers: Registration System Transition (posted Feb. 7, 2018)
The Finance Commission voted to publish these rules for comment at its February 16 meeting. The official comment period will begin on March 2 (when the rules are published in the Texas Register) and end on April 2 at 5 p.m. Audio of the OCCC's January 26 stakeholder meeting on the registration system transition for crafted precious metal dealers is available here.

Adoption

Home Equity Amendments Implementing SJR 60 (posted Feb. 7, 2018)
The Finance Commission voted to adopt these interpretation amendments at its February 16 meeting, and the Credit Union Commission will vote on whether to adopt them at its March 9 meeting. The Joint Financial Regulatory Agencies' November 15 statement on the passage of SJR 60 is available here. Audio of the agencies' September 25 stakeholder meeting on the amendments is available here.

Recently Adopted Rules (2017-2018)

Rule Effective Date Notes
Regulated Lenders: Financing Administrative Fee March 8, 2018  
Debt Management Rule Review March 8, 2018  
State Agency Contract Monitoring March 8, 2018  
RMLOs: Prelicensing Education Jan. 4, 2018  
Property Tax Lenders: Rule Review Nov. 9, 2017 Delayed implementation date allowed lenders to continue using previous pre-closing disclosure until January 1, 2018 (see preamble).
Credit Card Surcharge: Repeal of Procedural Rules Nov. 9, 2017  
Motor Vehicle Rules Implementing 2017 Legislation Sept. 7, 2017  
Contested Case Default Rules Sept. 7, 2017  
Texas Financial Education Endowment Rules Sept. 7, 2017  
Credit Access Businesses: Licensing & Technical Corrections Jan. 5, 2017  
Pawnshops: Licensing, Recordkeeping, & Disclosures  Jan. 1, 2017 Delayed implementation date for 85.413(e)(6) and 85.423(b)(1) allowed pawnshops to use certain forms until Feb. 28, 2017.