Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

Proposal

Credit Access Business Rules: Licensing & Technical Corrections (published Nov. 4, 2016)
The Finance Commission voted to publish these rules for comment at its October 21 meeting. The OCCC will accept official comments on these rules until December 5 at 5 p.m.

Recently Adopted Rules (2015-2016)

Rule Effective Date Notes
Pawnshops: Licensing, Recordkeeping, & Disclosures  Jan. 1, 2017 Delayed implementation date for 85.413(e)(6) and 85.423(b)(1) allows pawnshops to use previous OCCC notice and lost goods disclosure until Feb. 28, 2017 (see preamble).
Home Equity Rule Review Nov. 24, 2016  
Refund Anticipation Loan Rule Review Sept. 8, 2016 Delayed implementation date for 87.201 allows registrants to use certain forms until Dec. 31, 2016 (see preamble).
Regulated Lenders: Licensing & Technical Corrections Sept. 8, 2016  
Administration Rule Review June 30, 2016  
Official Interpretation & Advisory Letter Rule Review June 30, 2016  
Motor Vehicle Rule Review May 5, 2016 New 84.205, regarding documentary fees, was effective June 1, 2016.
Credit Access Business Rule Review: Part 2 March 10, 2016 Updated cost disclosures here. Delayed implementation date allowed CABs to continue using previous disclosures until August 31, 2016.
Crafted Precious Metal Dealer Rule Review March 10, 2016  
Credit Access Business Rule Review: Part 1 Jan. 7, 2016 Delayed compliance date of Oct. 1, 2016 for requirements in 83.5004(1), (8), (9) (see preamble)
Contested Case Procedures Jan. 7, 2016 Amendments to Chapter 85 were effective March 1, 2016.
Plain Language Rule Review Nov. 5, 2015 Final figures here. Delayed implementation date allows creditors to use certain contracts until Dec. 31, 2016 (see preamble).
RMLOs: Criminal History Sept. 10, 2015  
Debt Management: Criminal History Sept. 10, 2015  
Property Tax Lenders: Discount Points July 9, 2015  
Property Tax Lenders: Costs March 15, 2015 89.601(d) in this rule, regarding discount points, was amended effective July 9, 2015.
Registered Creditors: Fees March 12, 2015  
RMLOs: Fees March 12, 2015