Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Video of stakeholder webinars is available here. Rules that have gone into effect are available in the Texas Administrative Code.
If you’d like to be included on an email list for OCCC rule updates, send an email to rule.comments@occc.texas.gov, stating which industry you’d like rule updates on (e.g., motor vehicle sales finance, credit access businesses).
Rule Review Notice
Plain Language Rule Review (posted July 7, 2026)
The OCCC is conducting a rule review regarding plain language loan contracts for regulated lenders. The OCCC will accept informal comments on the rule review until August 6, 2026.
Precomment Draft
Credit Access Business Licensing & Recordkeeping Rules (posted July 15, 2026)
The OCCC will accept informal precomments on these rule amendments until August 5, 2026.
Proposal
Pawnshop Rule Review (published July 3, 2026)
The Finance Commission voted to publish these rule amendments for comment at its June 19, 2026 meeting. The OCCC will accept official comments on the amendments until August 2, 2026.
Summary: The Finance Commission reviewed its rules for pawnshops. These proposed amendments are based on the rule review. Proposed amendments to recordkeeping requirements would require licensees to maintain information security procedures and data breach notifications. The amendments would make other technical changes and updates.
Recently Adopted Rules (2025-2026)
| Rule | Effective Date |
|---|---|
| Commercial Sales-Based Financing Rules | July 9, 2026 (registration required by Dec. 31, 2026) |
| Motor Vehicle License Term Adjustment | May 7, 2026 |
| Regulated Lender Rule Review | May 7, 2026 |
| Property Tax Lender Rule Review | Jan. 1, 2026 |
| Regulated Lender Licensing Rules | Jan. 1, 2026 |
| RMLO Military Licensing Rule | Nov. 13, 2025 |
| Pawnshop Employee Military Licensing Rule | Nov. 13, 2025 |
| RMLO NMLS Registration Rule | March 13, 2025 |