Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.


Debt Management Rule Review (posted Dec. 15, 2017)
State Agency Contract Monitoring (posted Dec. 15, 2017)
The Finance Commission voted to publish these rules for comment at its December 15 meeting. The official comment period will begin on December 29 (when the rules are published in the Texas Register) and end on January 29 at 5 p.m. 

Home Equity Amendments Implementing SJR 60 (published Nov. 24, 2017)
The Finance Commission and Credit Union Commission voted to publish these interpretation amendments at their October 20 and November 3 meetings, respectively. The Joint Financial Regulatory Agencies will accept official comments on these amendments until December 25 at 5 p.m. The agencies' November 15 statement on the passage of SJR 60 is available here. Audio of the agencies' September 25 stakeholder meeting on the amendments is available here.

Regulated Lenders: Financing Administrative Fee (published Nov. 3 & 17, 2017)
The Finance Commission voted to publish these rules for comment at its October 20 meeting. Due to an error by the Texas Register, the figures in the proposed amendments were published in the November 17 issue of the Texas Register, rather than the November 3 issue. The OCCC will accept comments on the rule amendments and figures until December 18 at 5 p.m. The OCCC anticipates that the Finance Commission will vote on whether to adopt these rules at its February 16 meeting.

Recently Adopted Rules (2016-2017)

Rule Effective Date Notes
RMLOs: Prelicensing Education Jan. 4, 2018  
Property Tax Lenders: Rule Review Nov. 9, 2017 Delayed implementation date allows lenders to continue using previous pre-closing disclosure until January 1, 2018 (see preamble).
Credit Card Surcharge: Repeal of Procedural Rules Nov. 9, 2017  
Motor Vehicle Rules Implementing 2017 Legislation Sept. 7, 2017  
Contested Case Default Rules Sept. 7, 2017  
Texas Financial Education Endowment Rules Sept. 7, 2017  
Credit Access Businesses: Licensing & Technical Corrections Jan. 5, 2017  
Pawnshops: Licensing, Recordkeeping, & Disclosures  Jan. 1, 2017 Delayed implementation date for 85.413(e)(6) and 85.423(b)(1) allowed pawnshops to use certain forms until Feb. 28, 2017.
Home Equity Rule Review Nov. 24, 2016  
Refund Anticipation Loan Rule Review Sept. 8, 2016 Delayed implementation date for 87.201 allowed registrants to use certain forms until Dec. 31, 2016.
Regulated Lenders: Licensing & Technical Corrections Sept. 8, 2016  
Administration Rule Review June 30, 2016  
Official Interpretation & Advisory Letter Rule Review June 30, 2016  
Motor Vehicle Rule Review May 5, 2016 New 84.205, regarding documentary fees, was effective June 1, 2016.
Credit Access Business Rule Review: Part 2 March 10, 2016 Updated cost disclosures here. Delayed implementation date allowed CABs to continue using previous disclosures until August 31, 2016.
Crafted Precious Metal Dealer Rule Review March 10, 2016  
Credit Access Business Rule Review: Part 1 Jan. 7, 2016 Delayed compliance date of Oct. 1, 2016 for requirements in 83.5004(1), (8), (9).
Contested Case Procedures Jan. 7, 2016 Amendments to Chapter 85 were effective March 1, 2016.
Plain Language Rule Review Nov. 5, 2015 Final figures here. Delayed implementation date allowed creditors to use certain contracts until Dec. 31, 2016 (see preamble).