Consumer Education

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consumer-education

The OCCC’s Education Mission

Today's consumers face an astonishing array of credit products; a basic education in credit products and principles prepares consumers to better understand their choices and obligations. The OCCC understands the need to educate consumers about their rights and responsibilities.

Financial Education Resources

Financial education provides consumers the tools and skills to make informed financial decisions. Consumers who understand their choices and obligations are able to manage their personal finances better and more likely to reach their financial goals. In order to help you achieve those financial goals, the OCCC has built a budgeting worksheet to help get you on track.

The OCCC’s directory of Financial Education Resources is a select list of resource sites that offer financial education programs. The "4 Steps to Financial Recovery" pamphlet highlights a few helpful steps to recover financially and rebuild credit after experiencing a financial setback. 

Need a Speaker?

If you would like to learn more about financial education programs or schedule a speaker on credit education for your organization, contact the Education Coordinator at 512-936-7639 or at financial_education@occc.texas.gov.  We can make a presentation in-person or online for a group of 15 people or more (English or Spanish). Most decisions regarding events are made within two to four days.

Financial Education Webinars

Click on the links below to register and view webinar recordings. These webinars are for informational purposes only and do not constitute legal advice. 

Consumer Holiday Spending Tips: Learn how to be safe and wise this holiday season by: developing a spending plan, avoiding holiday scams, and paying off seasonal debt. (approx. 15 min)

Credit 101: Learn why you need credit, what factors affect your credit score, and how to get a free copy of your credit report. Also, get some ideas for re-establishing credit and for building wealth. (approx. 20 min)

Partnerships

The Federal Trade Commission (FTC) is the nation's protection agency and works to prevent fraudulent, deceptive and unfair business practices in the marketplace. It protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace.

Helpful Information

Building A Better Credit Report 

If you’re shopping for a car, applying for a job, looking for a home, or simply getting your financial house in order, then it’s time to check your credit report. This Q&A style brochure can help.

Para Lograr un Mejor Informe de Crédito

Si está por comprar un carro o por presentar una solicitud de empleo, o si está buscando una casa, o simplemente está poniendo sus finanzas en orden, entonces es el momento de revisar su informe de crédito. Este folleto redactado en un estilo de preguntas y respuestas puede ayudarlo.