The OCCC’s Education Mission

Today's consumers face an astonishing array of credit products; a basic education in credit products and principles prepares consumers to better understand their choices and obligations. The OCCC understands the need to educate consumers about their rights and responsibilities.

Financial Education Resources

Financial education provides consumers the tools and skills to make informed financial decisions. Consumers who understand their choices and obligations are able to manage their personal finances better and more likely to reach their financial goals. In order to help you achieve those financial goals, the OCCC has built a budgeting worksheet to help get you on track.

The OCCC’s directory of Financial Education Resources is a select list of resource sites that offer financial education programs. The "4 Steps to Financial Recovery" pamphlet highlights a few helpful steps to recover financially and rebuild credit after experiencing a financial setback. 

If you would like to learn more about financial education programs or schedule a speaker on credit education for your organization, contact the Education Coordinator at 512-936-7639 or at financial_education@occc.texas.gov.  For more information see the "Need a Speaker?' page. 

Financial Education Webinars

The OCCC is providing financial education webinars Thursdays through out the month to address budgeting, understanding credit, K-12 Financial Education and Senior Financial Education topics.

Do you know how to build a budget? How much of your income should you be setting aside? During our Budgeting Basics presentation we will go over how to track and budget your monthly expenses while setting a financial goals. (budgeting worksheet)

What’s in your credit score? Do you know what your credit score is or how to dispute wrong information on your credit report? Credit 101 covers credit basics, frauds and freezes, building your credit, and disputing false information. (credit quiz)

(These webinars are for informational purposes only and do not constitute legal advice)

Click on the event you would like to register for in the chart below.

Financial Education Webinar Schedule
Date Time Event/Register Event Description Location
June 10, 2021 9:00 am Buying a Home This  webinar focuses on what to consider when deciding whether to rent or buy a home. It also addresses the process of determining what housing you can afford, your credit score, different types of mortgages, and the steps involved in a home purchase. Your Computer
June 17, 2021 9:00 am Student Loan Debt Debt in general can be stressful, but what do you do about student loan debt? Next to owning a home it is the biggest debt some people will take on. What will happen if you can't pay off your student loans? What does forbearance mean? What can you do to prevent defaulting on your student loans? This webinar goes over different types of debt with a special focus on student loans. Your Computer
June 24, 2021 9:00 am Financial Fitness for Your Future Being financial fit will give you confidence when you are trying to make financial decisions. During this webinar we will cover, budgeting, credit, and building wealth. We'll also talk about what it means to you to be financially well. Your Computer
July 1, 2021 9:00 am Understanding Your Credit What’s in your credit report? Do you know what your credit score is? Do you know how to dispute wrong information on your credit report? Understanding Your Credit covers credit basics, frauds and freezes, building your credit, and disputing false information. Your Computer
July 8, 2021 9:00 am   No webinar scheduled Your Computer
July 15, 2021 9:00 am Money SMART: Using Credit Cards Wisely This webinar is part of the FDIC Money Smart for Adults program. This webinar is geared solely towards learning about credit cards, how to apply, how to use, and how it will affect your credit. Upon registration the meeting organizer, Andrea Johnson, will send out a participant guide with lessons plans for participants to follow along. Your Computer
July 22, 2021 9:00 am Money SMART: Your Money Values, Influences, Spending, and Saving This webinar is part of the FDIC Money Smart for Adults program. This webinar will hopefully help you build your financial goals based on your money values and influences. It will also go over how to make a spending and saving plan and what to do when money is tight. Upon registration the meeting organizer, Andrea Johnson, will send out a participant guide with lessons plans for participants to follow along. Your Computer
July 29, 2021 9:00 am Avoiding Financial Exploitation Financial exploitation can affect anyone. It's when someone takes advantage of you or someone you love for financial gain. It comes in many forms and can be quite costly. Financial exploitation sadly usually comes from people closest to us. This webinar focuses on financial exploitation situations and aims to raise awareness on how to prevent financial exploitation. Your Computer

***Archive webinars can be seen here.

Partnerships

The Federal Trade Commission (FTC) is the nation's protection agency and works to prevent fraudulent, deceptive and unfair business practices in the marketplace. It protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace.

Helpful Information

Building A Better Credit Report 

If you’re shopping for a car, applying for a job, looking for a home, or simply getting your financial house in order, then it’s time to check your credit report. This Q&A style brochure can help.

Para Lograr un Mejor Informe de Crédito

Si está por comprar un carro o por presentar una solicitud de empleo, o si está buscando una casa, o simplemente está poniendo sus finanzas en orden, entonces es el momento de revisar su informe de crédito. Este folleto redactado en un estilo de preguntas y respuestas puede ayudarlo.