The OCCC’s Education Mission

Today's consumers face an astonishing array of credit products; a basic education in credit products and principles prepares consumers to better understand their choices and obligations. The OCCC understands the need to educate consumers about their rights and responsibilities.

Financial Education Resources

Financial education provides consumers the tools and skills to make informed financial decisions. Consumers who understand their choices and obligations are able to manage their personal finances better and more likely to reach their financial goals. In order to help you achieve those financial goals, the OCCC has built a budgeting worksheet to help get you on track.

The OCCC’s directory of Financial Education Resources is a select list of resource sites that offer financial education programs. The "4 Steps to Financial Recovery" pamphlet highlights a few helpful steps to recover financially and rebuild credit after experiencing a financial setback. 

If you would like to learn more about financial education programs or schedule a speaker on credit education for your organization, contact the Education Coordinator at 512-936-7639 or at financial_education@occc.texas.gov.  For more information see the "Need a Speaker?' page. 

Financial Education Webinars

The OCCC is providing financial education webinars Thursdays through out the month to address budgeting, understanding credit, K-12 Financial Education and Senior Financial Education topics.

Do you know how to build a budget? How much of your income should you be setting aside? During our Budgeting Basics presentation we will go over how to track and budget your monthly expenses while setting a financial goals. (budgeting worksheet)

What’s in your credit score? Do you know what your credit score is or how to dispute wrong information on your credit report? Credit 101 covers credit basics, frauds and freezes, building your credit, and disputing false information. (credit quiz)

(These webinars are for informational purposes only and do not constitute legal advice)

Click on the event you would like to register for in the chart below.

Financial Education Webinar Schedule
Date Time Event/Register Event Description Location
November 5, 2020 10:00 am Credit 101 Understanding your rights when it comes to your credit, credit history, credit report, disputing, and credit building. Your Computer
November 10, 2020 10:00 am Applying for Credit This will focus on applying for credit, including an explanation of what lenders can and cannot use to determine your creditworthiness. It will address the differences between good and bad credit, debt-to-income, and managing credit inquiries and credit scores. Your Computer
Noember 12, 2020 10:00 am Avoiding Sr, Financial Exploitation Aims to raise awareness among older adults and their caregivers on how to prevent financial exploitation. Your Computer
November 19, 2020 10:00 am Financial Fitness for Your Future During this webinar we will cover, budgeting, credit, and building wealth. We'll also talk about what it means to you to be financially well. Your Computer

***Archive webinars can be seen here.

Partnerships

The Federal Trade Commission (FTC) is the nation's protection agency and works to prevent fraudulent, deceptive and unfair business practices in the marketplace. It protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace.

Helpful Information

Building A Better Credit Report 

If you’re shopping for a car, applying for a job, looking for a home, or simply getting your financial house in order, then it’s time to check your credit report. This Q&A style brochure can help.

Para Lograr un Mejor Informe de Crédito

Si está por comprar un carro o por presentar una solicitud de empleo, o si está buscando una casa, o simplemente está poniendo sus finanzas en orden, entonces es el momento de revisar su informe de crédito. Este folleto redactado en un estilo de preguntas y respuestas puede ayudarlo.