The OCCC’s Education Mission

Today's consumers face an astonishing array of credit products; a basic education in credit products and principles prepares consumers to better understand their choices and obligations. The OCCC understands the need to educate consumers about their rights and responsibilities.

Financial Education Resources

Financial education provides consumers the tools and skills to make informed financial decisions. Consumers who understand their choices and obligations are able to manage their personal finances better and more likely to reach their financial goals. In order to help you achieve those financial goals, the OCCC has built a budgeting worksheet to help get you on track.

The OCCC’s directory of Financial Education Resources is a select list of resource sites that offer financial education programs. The "4 Steps to Financial Recovery" pamphlet highlights a few helpful steps to recover financially and rebuild credit after experiencing a financial setback. 

If you would like to learn more about financial education programs or schedule a speaker on credit education for your organization, contact the Education Coordinator at 512-936-7639 or at financial_education@occc.texas.gov.  For more information see the "Need a Speaker?' page. 

Financial Education Webinars

The OCCC is providing financial education webinars Thursdays through out the month to address budgeting, understanding credit, K-12 Financial Education and Senior Financial Education topics.

Do you know how to build a budget? How much of your income should you be setting aside? During our Budgeting Basics presentation we will go over how to track and budget your monthly expenses while setting a financial goals. (budgeting worksheet)

What’s in your credit score? Do you know what your credit score is or how to dispute wrong information on your credit report? Credit 101 covers credit basics, frauds and freezes, building your credit, and disputing false information. (credit quiz)

(These webinars are for informational purposes only and do not constitute legal advice)

Click on the event you would like to register for in the chart below.

Financial Education Webinar Schedule
Date Time Event/Register Event Description Location
July 28, 2021 10:00 am Building a Better Budget How to Build a Better Budget, presented by the Texas Department of Banking and the Office of Consumer Credit Commissioner – This 45-minute presentation will explain the benefits of keeping track of your monthly expenses, how to create a realistic household budget, and the various tools available to help ensure your hard-earned money is put to its wisest use. Attendees will also receive a budgeting basics worksheet. Your Computer
July 29, 2021 9:00 am Avoiding Financial Exploitation Financial exploitation can affect anyone. It's when someone takes advantage of you or someone you love for financial gain. It comes in many forms and can be quite costly. Financial exploitation sadly usually comes from people closest to us. This webinar focuses on financial exploitation situations and aims to raise awareness on how to prevent financial exploitation. Your Computer
August 19, 2021 10:00 am Financial Wellness: Budgeting Basics This webinar is through a partnership with ERS. Do you know how to build a budget? How much of your income should you be setting aside? During our Budgeting Basics presentation we will go over how to track and budget your monthly expenses while setting financial goals. Your Computer
August 24, 2021 10:00 am Financial Wellness: Credit 101 This webinar is through a partnership with ERS. What’s in your credit score? Do you know what your credit score is or how to dispute wrong information on your credit report? During the Credit 101 presentation we cover credit basics, frauds and freezes, building your credit, and disputing false information. Your Computer
August 26, 2021 10:00 am Financial Wellness: Buying a Home This webinar is through a partnership with ERS. This webinar focuses on what to consider when deciding whether to rent or buy a home. It also addresses the process of determining what housing you can afford, your credit score, different types of mortgages, and the steps involved in a home purchase. Your Computer

***Archive webinars can be seen here.

Partnerships

The Federal Trade Commission (FTC) is the nation's protection agency and works to prevent fraudulent, deceptive and unfair business practices in the marketplace. It protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace.

Helpful Information

Building A Better Credit Report 

If you’re shopping for a car, applying for a job, looking for a home, or simply getting your financial house in order, then it’s time to check your credit report. This Q&A style brochure can help.

Para Lograr un Mejor Informe de Crédito

Si está por comprar un carro o por presentar una solicitud de empleo, o si está buscando una casa, o simplemente está poniendo sus finanzas en orden, entonces es el momento de revisar su informe de crédito. Este folleto redactado en un estilo de preguntas y respuestas puede ayudarlo.