Creating a fair, lawful, and
healthy credit environment
that grows economic prosperity
for all Texans.

Consumers

As new forms of credit become available to Texas consumers, the OCCC helps the public understand their rights and responsibilities.

Regulated Industries

The OCCC licenses and regulates non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

Upcoming events

Jan 1 - Jun 28
Multiple

PTL Reinstatement Opens

Property Tax Lender license reinstatement period opens on January 01
Jan 1 - Jun 29
Multiple

RL Reinstatement Opens

Regulated Lender reinstatement period opens on January 01
Mar 17 - May 17
Multiple

Property Tax Lender NMLS Transition

The OCCC will begin transitioning Property Tax Lenders to the Nationwide Multistate Licensing System (NMLS) on March 17, 2025.The transition period will last until May 17.

We recommend beginning the process of obtaining IRS paperwork that has the entity name and Federal Employer Identification Number(FEIN) with an exact match, if you do not already have these documents. Click on this link for an NMLS resource with quick tips on setting up your NMLS account.

Jun
1 - 30

Pawnshop and Employee Renewals Open

Pawnshop and Pawnshop Employee renewals open on June 1st and will close on June 30th at midnight.
See more events