Texas America 250 Celebrating 250 Years Since the Signing of the Declaration of Independence
Texas America 250 Celebrating 250 Years Since the Signing of the Declaration of Independence

CONSUMERS

REGULATED INDUSTRIES

PUBLICATIONS

Scheduled Maintenance Notification

The ALECS Licensing and Registration Portal will undergo a scheduled maintenance window on Thursday, May 28, 2026. Click here for more details.

  • Creating a fair, lawful, and
    healthy credit environment
    that grows economic prosperity
    for all Texans.

  • Notice to Motor Vehicle Dealers: Annual Report Requirement Begins June 2026

    Read More

  • Recent and Upcoming Rules:
    View recently adopted rule actions and current rule proposals.

    Read More

The mission of the Office of Consumer Credit Commissioner (OCCC) is to regulate non-bank financial services and to educate consumers and industry providers, fostering a fair, lawful, and healthy financial services market that grows economic prosperity for all Texans.
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Consumers

As new forms of credit become available to Texas consumers, the OCCC helps the public understand their rights and responsibilities.

Regulated Industries

The OCCC licenses and regulates non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

ALECS
NMLS
File Annual Report
ALECS Annual Report How To
PTL & RL Annual Report How To
Licensee Search

Resources

Motor Vehicle Sales Finance

Transition Applications Available in NMLS on 6/1/2026. Click Here.

Pawn Shop Renewal

Renewal in ALECS is now open.

Regulated Lenders

Renewal Closed

Commercial Motor Vehicle Sales Finance

Transition Applications Available in NMLS on 6/1/2026. Click Here.

RMLO

Renewal Closed

Debt Management

Renewal Closed

Upcoming Events

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CPMD Reinstatement Opens

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Pawnshop and Employee Renewals Open

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Motor & Commercial Vehicle Sales Finance License Mandatory NMLS Transition

- calendar-multiday

Pawnshop License Reinstatement

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View More Events
Notice to Property Tax Lenders and Regulated Lenders: A new Annual Report filing system has been launched, filing is open. Click Here. Notice: Credit Access Business NMLS Transition. Click Here. Notice: New Motor Vehicle Application Now Available. Click Here. Motor & Commercial Vehicle Licensee Transition Webinar June 02 2026 – Click Here to Register