Debt Management and Settlement Providers include 2 sets of activities:
  1. Consumer credit counseling services
  2. Debt negotiators


Apply online with ALECS

Effective September 1, 2015 all application must be submitted online.

Changes- Current Licensed Location

Make changes online with ALECS

If instructed by OCCC staff to do so, mail in  Amendment or Change to License.


2016 Annual Report Submission will be filed through ALECS.

Individual Forms

Application Questionnaire

Checklist for Registration

Disclosure of Owners and Principal Parties

List of Offices

Registration Fees

Surety Bond

Statutory Agent Form

Acrobat Reader is required to view, download, and complete forms. Save forms to your computer before filling in. 

Statutes & Rules

These are the primary statutes and rules that apply to debt management and settlement providers. This is not a complete list of laws that debt management and settlement providers are required to comply with.

Primary State Statute
Chapter 394, Texas Finance Code: Debtor Assistance

OCCC's Rules
Title 7, Chapter 88, Texas Administrative Code

Other State Statutes
Texas Legislature Online

Federal Statutes & Rules
U.S. Government Publishing Office