Recent and Upcoming Rules

Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Video of stakeholder webinars is available here. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an email list for OCCC rule updates, send an email to rule.comments@occc.texas.gov, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).
 

Precomment Drafts & Meeting Notices

• None at this time

Rule Review Notice

Debt Management Rule Review (published Oct. 3, 2025)
The OCCC is conducting a rule review regarding debt management service providers. The OCCC will accept official comments on the rule review until November 2.

Proposals

Property Tax Lender Rule Review (posted Oct. 31, 2025)

The Finance Commission voted to publish these amendments for comment at its October 24 meeting. The official comment period will begin on November 7 (when the amendments are published in the Texas Register) and will end on December 7. Video of the OCCC’s October 6 webinar on these amendments is available here.

Summary: The Finance Commission reviewed its rules for property tax lenders. These proposed amendments are based on the rule review. These proposed amendments would update licensing requirements to implement the transition to the Nationwide Multistate Licensing System (NMLS). The updates include revisions to requirements for new license applications, transfers of ownership, application denials, and change notifications. Proposed amendments to recordkeeping requirements would require licensees to maintain information security procedures and data breach notifications. A new rule would specify the process for a borrower to authorize a payoff request for an existing loan. The amendments would make other technical changes and updates.

Resumen en español: La Comisión de Finanzas revisó sus reglas para los prestamistas de impuestos a la propiedad. Estas enmiendas propuestas se basan en la revisión de las reglas. Estas enmiendas propuestas actualizarían los requisitos de licencia para implementar la transición al Sistema Nacional de Licencias Hipotecarias y Registro (NMLS). Las actualizaciones incluyen revisiones a los requisitos para las nuevas solicitudes de licencia, las transferencias de propiedad, las denegaciones de solicitudes y las notificaciones de cambios. Las enmiendas propuestas a los requisitos de registro exigirían que los licenciatarios mantengan procedimientos de seguridad de la información y notificaciones de violación de datos. Una nueva regla especificaría el proceso para que un prestatario autorice una solicitud de cancelación de un préstamo existente. Las enmiendas harían otros cambios técnicos y actualizaciones.

Regulated Lender Licensing Rules (posted Oct. 31, 2025)

The Finance Commission voted to publish these amendments for comment at its October 24 meeting. The official comment period will begin on November 7 (when the amendments are published in the Texas Register) and will end on December 7. Video of the OCCC’s October 7 webinar on these amendments is available here.

Summary: These proposed amendments would update licensing requirements for regulated lenders, to implement the transition to the Nationwide Multistate Licensing System (NMLS). The updates include revisions to requirements for new license applications, transfers of ownership, application denials, and change notifications.

Resumen en español: Estas enmiendas propuestas actualizarían los requisitos de licencia para los prestamistas regulados, para implementar la transición al Sistema Nacional de Licencias Hipotecarias y Registro (NMLS). Las actualizaciones incluyen revisiones a los requisitos para las nuevas solicitudes de licencia, las transferencias de propiedad, las denegaciones de solicitudes y las notificaciones de cambios.

Recently Adopted Rules (2024-2025)