Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an e-mail list for OCCC rule updates, send an e-mail to rule.comments@occc.texas.gov, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).

Rule Review Notices

Administration and Refund Anticipation Loan Rule Review (published May 29, 2020)
The OCCC is conducting rule reviews regarding OCCC administration and refund anticipation loan facilitators. The OCCC will accept official comments on the rule reviews until June 29 at 5:00 p.m.

Home Equity Lending Rule Review (published May 1, 2020)
The Joint Financial Regulatory Agencies (OCCC, Texas Department of Banking, Texas Department of Savings and Mortgage Lending, and Texas Credit Union Department) intend to conduct a rule review regarding home equity lending. The agencies will accept official comments on the rule review until June 1 at 5:00 p.m.

Precomment Drafts and Meeting Notices

Property Tax Lender Rules: Sworn Documents & Individual Lien Payoffs (posted May 13, 2020)
The deadline for providing informal precomments on these rules was May 27. Audio of the OCCC's March 19 online webinar is available here.

Credit Access Business Rule Review (posted May 7, 2020)
The deadline for providing informal precomments on these rules was May 27. Audio of the OCCC's May 20 online webinar is available here.

Crafted Precious Metal Dealer Rule Review (posted May 7, 2020)
The deadline for providing informal precomments on these rules was May 26. Audio of the OCCC's May 19 online webinar is available here.

Payoff Statement Rule Review (posted Feb. 25, 2020)
The OCCC, the Texas Department of Savings and Mortgage Lending, and the Texas Department of Banking are considering amendments to the home loan payoff statement. The deadline for providing informal precomments was March 20. Audio of the September 9 stakeholder meeting on the payoff statement rule review is available here

Proposals

Plain Language Rule Review (published May 1, 2020)
The Finance Commission voted to publish these rules for comment at its April 17 meeting. The OCCC will accept official comments on these rules until June 1 at 5:00 p.m. Audio of the OCCC's March 11 stakeholder meeting on these rules is available here.

Recently Adopted Rules (2019-2020)

Rule Effective Date
Residential Mortgage Loan Originator Rule Review May 7, 2020
Registered Creditor Rule Review May 7, 2020
ADR, Negotiated Rulemaking, & FC Appeals Jan. 2, 2020
Pawnshop Employees: Military Licensing Dec. 1, 2019
RMLOs: Military Licensing Nov. 7, 2019
Registered Creditors: Motorcycle Documentary Fee Nov. 7, 2019
Regulated Lenders: Single Equivalent Daily Rate Nov. 7, 2019
Pawnshop Rules Implementing Sunset Legislation Oct. 1, 2019
Licensing & Administration Rules Implementing Sunset Legislation Sept. 5, 2019
Pawnshops: Rule Review Feb. 1, 2019
Administration: Employee Training Rule Review Jan. 3, 2019