Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an e-mail list for OCCC rule updates, send an e-mail to, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).

Advance Rule Review Notice

Official Interpretations and Plain Language Rule Review (posted Jan. 3, 2020)
The OCCC intends to conduct a rule review regarding official interpretations and advisory letters, and a rule review regarding plain language contracts for regulated loans. The OCCC is seeking informal feedback from stakeholders through January 30, 2020.

Precomment Draft & Meeting Notice

RMLO and Registered Creditor Rule Review (posted Jan. 13, 2020)
The OCCC will hold a stakeholder meeting on these rule amendments on January 23, and will accept informal precomments until January 29. The OCCC will also accept official comments on the rule review until January 27, 2020, at 5:00 p.m.


Payoff Statement Rule Review (published Jan. 3, 2020)
The Finance Commission voted to publish these amendments to the mortgage loan payoff statement at its December 13 meeting. The finance agencies will accept official comments on the amendments until February 2, 2020. Official comments may be emailed to Audio of the September 9 stakeholder meeting on the payoff statement rule review is available here

Recently Adopted Rules (2019-2020)

Rule Effective Date
ADR, Negotiated Rulemaking, & FC Appeals Jan. 2, 2020
Pawnshop Employees: Military Licensing Dec. 1, 2019
RMLOs: Military Licensing Nov. 7, 2019
Registered Creditors: Motorcycle Documentary Fee Nov. 7, 2019
Regulated Lenders: Single Equivalent Daily Rate Nov. 7, 2019
Pawnshop Rules Implementing Sunset Legislation Oct. 1, 2019
Licensing & Administration Rules Implementing Sunset Legislation Sept. 5, 2019
Pawnshops: Rule Review Feb. 1, 2019
Administration: Employee Training Rule Review Jan. 3, 2019