Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an e-mail list for OCCC rule updates, send an e-mail to, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).


Motor Vehicle Rule Review (published Oct. 30, 2020)
The Finance Commission voted to publish these rule amendments for comment at its October 16 meeting. The OCCC will accept official comments on these rules until November 30 at 5:00 p.m. Video of the webinar on these amendments is available here.


Home Equity Lending Rule Review (posted Oct. 7, 2020)
The Finance Commission voted to adopt these rule amendments at its October 16 meeting. The Credit Union Commission will vote on whether to adopt these amendments at its November 6 meeting.

Recently Adopted Rules (2019-2020)

Rule Effective Date Notes
Property Tax Lender Rules: Sworn Document & Individual Lien Payoff Nov. 5, 2020 / Dec. 1, 2020 Amendments to 89.701 are effective Nov. 5, 2020. New 89.805 is effective Dec. 1, 2020. 
Credit Access Business Rule Review Nov. 5, 2020 Delayed implementation date allows CABs to continue using previous disclosures under 83.6007 until Feb. 28, 2021.
Administration Rule Review Nov. 5, 2020  
Payoff Statement Rule Review Sept. 20, 2020  
Crafted Precious Metal Dealer Rule Review Sept. 10, 2020  
Plain Language Rule Review July 9, 2020  
Residential Mortgage Loan Originator Rule Review May 7, 2020  
Registered Creditor Rule Review May 7, 2020  
ADR, Negotiated Rulemaking, & FC Appeals Jan. 2, 2020  
Pawnshop Employees: Military Licensing Dec. 1, 2019  
RMLOs: Military Licensing Nov. 7, 2019  
Registered Creditors: Motorcycle Documentary Fee Nov. 7, 2019  
Regulated Lenders: Single Equivalent Daily Rate Nov. 7, 2019  
Pawnshop Rules Implementing Sunset Legislation Oct. 1, 2019  
Licensing & Administration Rules Implementing Sunset Legislation Sept. 5, 2019  
Pawnshops: Rule Review Feb. 1, 2019  
Administration: Employee Training Rule Review Jan. 3, 2019