Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an e-mail list for OCCC rule updates, send an e-mail to, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).

Rule Review

Payoff Statement Rule Review (posted Aug. 30, 2019)
The OCCC, the Texas Department of Savings and Mortgage Lending, and the Texas Department of Banking held a stakeholder meeting on September 9, 2019. to discuss the rule review for mortgage loan payoff statements. Audio of the stakeholder meeting is available here


ADR, Negotiated Rulemaking, & FC Appeals (posted Oct. 10, 2019)
The Finance Commission will vote on whether to publish these rules for comment at its October 18 meeting. Audio of the September 9 stakeholder meeting on these rules is available here.


Regulated Lenders: Single Equivalent Daily Rate (posted Oct. 10, 2019)
Registered Creditors: Motorcycle Documentary Fee (posted Oct. 10, 2019)
RMLOs: Military Licensing (posted Oct. 10, 2019)
Pawnshop Employees: Military Licensing (posted Oct. 10, 2019)
The Finance Commission will vote on whether to adopt these rules at its October 18 meeting.

Recently Adopted Rules (2018-2019)

Rule Effective Date
Pawnshop Rules Implementing Sunset Legislation Oct. 1, 2019
Licensing & Administration Rules Implementing Sunset Legislation Sept. 5, 2019
Pawnshops: Rule Review Feb. 1, 2019
Administration: Employee Training Rule Review Jan. 3, 2019
Regulated Lenders: Rule Review Nov. 8, 2018
Motor Vehicle Recordkeeping Rules May 10, 2018
Crafted Precious Metal Dealers: Registration System Transition May 10, 2018
Home Equity Amendments Implementing SJR 60 March 29, 2018
Regulated Lenders: Financing Administrative Fee March 8, 2018
Debt Management Rule Review March 8, 2018
State Agency Contract Monitoring March 8, 2018
RMLOs: Prelicensing Education Jan. 4, 2018