Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an e-mail list for OCCC rule updates, send an e-mail to, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).

Meeting Notice

CSOs and AG Opinion No. KP-0277 (posted Nov. 26, 2019)
The OCCC will hold a stakeholder meeting on December 9, 2019, regarding credit services organizations and attorney general opinion no. KP-0277. 

Rule Review

RMLO and Registered Creditor Rule Review (posted Nov. 22, 2019)
The OCCC intends to conduct a rule review regarding RMLOs and registered creditors, and is seeking informal feedback from stakeholders through December 12, 2019.


Payoff Statement Rule Review (posted Dec. 5, 2019)
The Finance Commission will vote on whether to publish these amendments to the mortgage loan payoff statement at its December 13 meeting. Audio of the September 9 stakeholder meeting on the payoff statement rule review is available here


ADR, Negotiated Rulemaking, & FC Appeals (posted Dec. 5, 2019)
The Finance Commission will vote on whether to adopt these rules at its December 13 meeting.

Recently Adopted Rules (2018-2019)

Rule Effective Date
Pawnshop Employees: Military Licensing Dec. 1, 2019
RMLOs: Military Licensing Nov. 7, 2019
Registered Creditors: Motorcycle Documentary Fee Nov. 7, 2019
Regulated Lenders: Single Equivalent Daily Rate Nov. 7, 2019
Pawnshop Rules Implementing Sunset Legislation Oct. 1, 2019
Licensing & Administration Rules Implementing Sunset Legislation Sept. 5, 2019
Pawnshops: Rule Review Feb. 1, 2019
Administration: Employee Training Rule Review Jan. 3, 2019
Regulated Lenders: Rule Review Nov. 8, 2018
Motor Vehicle Recordkeeping Rules May 10, 2018
Crafted Precious Metal Dealers: Registration System Transition May 10, 2018
Home Equity Amendments Implementing SJR 60 March 29, 2018
Regulated Lenders: Financing Administrative Fee March 8, 2018
Debt Management Rule Review March 8, 2018
State Agency Contract Monitoring March 8, 2018
RMLOs: Prelicensing Education Jan. 4, 2018