Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Rules that have gone into effect are available in the Texas Administrative Code.

If you'd like to be included on an e-mail list for OCCC rule updates, send an e-mail to rule.comments@occc.texas.gov, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).

Rule Review Notice

Motor Vehicle Rule Review (published July 31, 2020)
The OCCC is conducting a rule review regarding motor vehicle sales finance. The OCCC will accept official comments on the rule review until August 31 at 5:00 p.m.

Precomment Draft and Meeting Notice

Administration Rule Review (posted July 6, 2020)
These rule amendments deal with OCCC administration. The period for informal precomments ended on July 22. Video of the OCCC's July 15 webinar is available here.

Proposals

Home Equity Lending Rule Review (posted August 6, 2020)
The Credit Union Commission and Finance Commission will vote on whether to publish these amendments for comment at their August 7 and August 21 meetings, respectively. Video of the Joint Financial Regulatory Agencies' July 8 webinar on these amendments is available here.

Property Tax Lender Rules: Sworn Document & Individual Lien Payoff (published July 3, 2020)
Credit Access Business Rule Review (published July 3, 2020)
Crafted Precious Metal Dealer Rule Review (published July 3, 2020)
The Finance Commission voted to publish these three rule actions for comment at its June 19 meeting. The official comment period ended on August 3. Video of the OCCC's stakeholder meetings on these rules is available here.

Payoff Statement Rule Review (published July 3, 2020)
The Finance Commission voted to publish these payoff statement rule amendments for comment at its June 19 meeting. The official comment period ended on August 2.

Recently Adopted Rules (2019-2020)

Rule Effective Date
Plain Language Rule Review July 9, 2020
Residential Mortgage Loan Originator Rule Review May 7, 2020
Registered Creditor Rule Review May 7, 2020
ADR, Negotiated Rulemaking, & FC Appeals Jan. 2, 2020
Pawnshop Employees: Military Licensing Dec. 1, 2019
RMLOs: Military Licensing Nov. 7, 2019
Registered Creditors: Motorcycle Documentary Fee Nov. 7, 2019
Regulated Lenders: Single Equivalent Daily Rate Nov. 7, 2019
Pawnshop Rules Implementing Sunset Legislation Oct. 1, 2019
Licensing & Administration Rules Implementing Sunset Legislation Sept. 5, 2019
Pawnshops: Rule Review Feb. 1, 2019
Administration: Employee Training Rule Review Jan. 3, 2019