Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Video of stakeholder webinars is available here. Rules that have gone into effect are available in the Texas Administrative Code.
If you'd like to be included on an email list for OCCC rule updates, send an email to rule.comments@occc.texas.gov, stating which industry you'd like rule updates on (e.g., motor vehicle sales finance, credit access businesses).
Rule Review Notice
Motor Vehicle Rule Review (published May 31, 2024)
The OCCC is conducting a rule review regarding motor vehicle sales finance. The OCCC will accept official comments on the rule review until June 30.
Proposals
Home Equity Lending Rule Review (posted June 14, 2024)
The Finance Commission voted to publish these amendments for comment at its June 21 meeting. The Credit Union Commission will vote on whether to publish the amendments at its July 19 meeting.
Contested Case Rule Review (posted June 14, 2023)
The Finance Commission voted to publish these amendments for comment at its June 21 meeting. The official comment period will begin on July 5 (when the amendments are published in the Texas Register) and will end on August 5.
Summary: The Finance Commission reviewed its rules for contested cases. These proposed amendments are based on the rule review. These amendments include updated terminology and legal citations relating to contested cases, including defaults before the State Office of Administrative Hearings (SOAH).
Resumen en español: La Comisión de Finanzas revisó sus reglas para casos impugnados. Estas enmiendas propuestas se basan en la revisión de las reglas. Estas enmiendas incluyen terminología actualizada y referencias legales relacionadas con casos impugnados, incluyendo casos por default ante la Oficina Estatal de Audiencias Administrativas (SOAH).
Contract Procedure Rule Review (posted June 14, 2024)
The Finance Commission voted to publish these amendments for comment at its June 21 meeting. The official comment period will begin on July 5 (when the amendments are published in the Texas Register) and will end on August 5.
Summary: The Finance Commission reviewed its rules for contracting by the state finance agencies. These proposed amendments are based on the rule review. These amendments describe how agencies identify contracts that require enhanced monitoring. These amendments also include technical corrections and updates.
Resumen en español: La Comisión de Finanzas revisó sus reglas para la contratación por parte de las agencias financieras estatales. Estas enmiendas propuestas se basan en la revisión de las reglas. Estas enmiendas describen como las agencias identificarían los contratos que requieren seguimiento reforzado. Las enmiendas también harían otras correcciones técnicas y actualizaciones.
Registered Creditor Documentary Fee Rule (published May 3, 2024)
The Finance Commission voted to publish these rule amendments for comment at its April 19 meeting. The deadline for official comments was June 2. Video of the OCCC's March 26 webinar on the amendments is available here.
Summary: These proposed amendments deal with documentary fees for retail installment contracts to purchase motorcycles, boats, all-terrain vehicles, and certain other vehicles. The amendments would adjust the maximum documentary fee for purchasing a land vehicle or watercraft to $200. The amendments would adjust the maximum documentary fee for purchasing both types of vehicles to $250.
Resumen en español: Estas enmiendas propuestas tratan con los honorarios de documentación para los contratos de venta a plazos al por menor de motocicletas, embarcaciones, vehículos todoterreno y otros vehículos determinados. Las enmiendas ajustarían la cantidad máxima de los honorarios de documentación a $200 en la compra de un vehículo terrestre o embarcación. Las enmiendas ajustarían la cantidad máxima de los honorarios de documentación a $250 para la compra de ambos tipos de vehículos.
Recently Adopted Rules (2023-2024)
| Rule | Effective Date |
|---|---|
| Motor Vehicle Documentary Fee Rule | July 11, 2024 |
| Regulated Lender Fee Rules | July 11, 2024 |
| Credit Access Business Rule Review | March 7, 2024 |
| Motor Vehicle Recordkeeping Rules | Jan. 4, 2024 |
| Pawnshop Employee Military Licensing Rule | Nov. 16, 2023 |
| RMLO Military Licensing Rule | Nov. 16, 2023 |
| Registered Creditor Fee Rule | Sept. 7, 2023 |
| Plain Language Rule Review | Jan. 5, 2023 |