NMLS Transition - Texas Office of Consumer Credit Commissioner

WHO

Texas OCCC has implemented a mandatory transition to NMLS for all Motor Vehicle Sales Finance (MV) and Commercial Motor Vehicle Sales Finance (CM) licensees.

WHAT

NMLS is now used to transition, manage, and renew licenses in place of ALECS.

All MV & CM licenses must be transitioned to remain active
ALECS no longer serves as the licensing portal for MV & CM
All future renewals and amendments occur in NMLS
After transition, the first renewal in NMLS will be from Nov 1- Dec 31, 2026
This process is not related to your TX-DMV dealer license (P #). The TX-OCCC and TX-DMV are separate regulatory agencies.
NMLS will not be used for annual reporting. For questions regarding annual report or examinations contact Exam at 512-936-7625 or exam@occc.texas.gov

WHY

ALECS, where you used to manage your finance license, is eventually going away entirely. At this time, ALECS no longer supports Motor Vehicle Sales Finance and Commercial Motor Vehicle Sales Finance licensing functions. NMLS is now the licensing portal for these license types and offers improved functionality, along with a more streamlined licensing experience. Due to system limitations, existing licensee information, licenses, and related data from ALECS could not be automatically migrated or transferred into NMLS.

WHEN

Transition Applications Are Available Now in NMLS:
June 1, 2026 – August 31, 2026

Action Required: All MV and CM licensees must submit a transition application for your MV or CM licenses before August 31, 2026 to maintain an active license.

ACTION

What You Should Do Now

Submit your transition application in NMLS
If your company does not already have an NMLS account, please create one here.
- If you need help setting up a new account, contact the NMLS Call Center at 1-855-665-7123, Monday–Friday, 9:00 AM–9:00 PM ET.

On your physical TX-OCCC license, this is the number that follows the dash.

Click here for a sample.

To reprint your ALECS license, log in to ALECS and select: Manage My Business > Print License under the License header > select MVSF from the dropdown > click PDF to print.

TRAINING

Missed the 3-Part NMLS Transition Webinar Series?
Webinar recordings and materials are now available to help walk licensees through the NMLS transition process. Access Webinar Recordings and Materials

Topics covered include:

Set up your new NMLS account
Complete the MU1 Company Form
Complete the MU2 Individual Form
Upload and manage required documents
Navigate key sections of the company application
Complete the MU3 Branch Form (Previously known as Registered Office in ALECS)
Add and manage a Branch Manager relationship
Navigate branch-specific application requirements
Upload and manage branch-related documents
Navigate key sections of the branch application
Locate helpful resources and support materials

The webinar series includes all 3 parts, along with manuals and materials presented during the sessions.

Name and Email are required to access the recordings and materials.

RESOURCES

Required Documents:

Transition Checklists:

Please note that a CBC is not required for transition applications

NMLS Call Center:
While this new system offers improved functionality and a more streamlined licensing experience, please note that OCCC staff do not have access to NMLS in the same capacity as applicants like we previously did in ALECS. For assistance with account creation, system navigation, or document uploads, please contact the NMLS Call Center at 1-855-665-7123, available Monday through Friday from 9:00 AM to 9:00 PM ET.

NMLS Transition – Frequently Asked Questions

Can I download existing ALECS documents? Yes. Documents can be retrieved in ALECS under Masterfile Details → Master Docs, and in some cases under Business Operation Files.

Does this relate to annual reporting? No. This notice does not pertain to annual reporting. For assistance with annual reporting or any upcoming examinations, please contact (512) 936-7625.

How are surrender requests handled? Surrender requests are subject to a 30–45 day review period during which TX-OCCC Legal or Examination staff may raise objections. This is strictly a review period; no item requirements or additional documentation are required. If no objections are received, the request will be approved.

Is ALECS still the licensing portal? ALECS no longer serves as the licensing portal for Motor Vehicle Sales Finance Licenses. All MVSF and CMSF licensees must transition to NMLS.

What if I no longer need my license? You may submit a surrender request in ALECS under Manage My Business > Surrender License. Please note that TX-OCCC staff are unable to determine or advise whether a business should submit a surrender request, as this decision must be made by the licensee based on its own assessment of its activities and regulatory obligations.

What if I am a sole proprietor? If you are a sole proprietor, please review the Note to Sole Proprietors section here.

I’ve submitted my transition application(s), now what? Transition applications are reviewed for compliance. Once submitted, applicants should monitor their email for notifications from NMLS regarding any deficiencies, including detailed instructions on the specific issue and steps required to resolve it. Follow-up reviews of newly uploaded documentation generally take up to 14 days, though delays may occur due to high volume.

What are the transition fees?
Each Company License: $200 total
$120 NMLS processing fee + $80 transition fee
Each Branch License: $100 total
$25 NMLS processing fee + $75 transition fee
Reminder:
Company License = formerly Licensed Location Branch License = formerly Registered Office

CONSUMERS

REGULATED INDUSTRIES

PUBLICATIONS

What You Should Do Now