TEXAS OCCC
Transitioning to NMLS
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👥 Who Must Transition
The Texas Office of Consumer Credit Commissioner has implemented a mandatory transition to the online
Nationwide Multistate Licensing System & Registry (NMLS)
for all Motor Vehicle Sales Finance (MV) and Commercial Motor Vehicle Sales Finance (CM) licensees.
📋 What You Need To Know
NMLS is now used to transition, manage, and renew licenses in place of ALECS.
- All MV and CM licenses must transition to stay active.
- After transition, the first renewal period in NMLS will be from November 1 – December 31, 2026.
💡 Why This Matters
ALECS no longer supports MV Sales Finance licensing. Because data could not be auto-transferred from ALECS to NMLS, licensees must manually create a new account in NMLS and submit a transition application for any MV or CM license.
🚀 How To Transition: Action Steps
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Submit your application online via NMLS.
Need an NMLS account? Click Here to Register (Note: NMLS account creation policies are established by NMLS and TX-OCCC does not have the authority to override these and account creation approval may take up to 3-5 business days.). -
Crucial Steps: Select the correct application type and enter your existing ALECS license number(s).
On your physical license, these are the numbers after the dash or in ALECS under My Business > Reg/Lic Number column. (View Sample)
HAVING TROUBLE OBTAINING YOUR IRS DOCS?
Click here to view Taxpayer Advocate Service IRS Assistance
☎ NMLS Call Center (Technical Support)
1-855-665-7123
Monday–Friday • 9:00 AM – 9:00 PM ET
*TX-OCCC staff are unable to provide assistance with NMLS account navigation or technical upload issues. Applicants needing help with account creation, system navigation, application submission, or document uploads should contact the NMLS Call Center directly.
🛑 STOP — BEFORE YOU SUBMIT
Ensure you checked the box for the correct license type and that your ALECS license number is entered BEFORE filing. A missing license number will cause your filing to be processed as a new application rather than a transition, incurring significantly higher costs!
📌 Quick Reminders:
- Scroll down the list to match your exact name for MV licenses.
- Most businesses do not use “Other Trade Name” applications unless using 2+ DBAs at one location.
- Licensed Locations are now Company Licenses (MU1); Registered Offices are now Branches (MU3).
Transition Fee Checkpoint
Fees Are a Clear Sign
If you are asked to pay MORE than these amounts, your filing is selected as a NEW APPLICATION.
Company License
$200
TOTAL COST
NMLS Fee$120
Transition Fee$80
Branch License
$100
TOTAL COST
NMLS Fee$25
Transition Fee$75
✓ Enter License Number • ✓ Verify Fees • ✓ Submit with Confidence
📚 Training & Resources
Featured Walkthrough
Transition Application Walkthrough
▶ Access Walkthrough VideoName and Email are required for access.
📄 Required Forms
*Complete Background Check (CBC) is NOT required for transitions.
✅ Transition Checklists
❓ Frequently Asked Questions
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What if I am a sole proprietor? If you are a sole proprietor, you should set up your new accounts as a company, and the entity name should be your legal name exactly as it appears on official records (e.g., your Social Security card or other government-issued documents). Do not use any nicknames or preferred names. |
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What if we are a General Partnership and don’t register with the TX-SOS? For general partnerships, the legal name in NMLS should be the names of the partners as reflected in the partnership records and, when applicable, should also match the name on the GDN/P# TX-DMV license. Any assumed business name should be listed as an OTN. |
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What if I no longer need my license? You may submit a surrender request in ALECS under Manage My Business > Surrender License. Please note that TX-OCCC staff are unable to determine or advise whether a business should submit a surrender request, as this decision must be made by the licensee based on its own assessment of its activities and regulatory obligations. |
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How are surrender requests handled? Surrender requests are subject to a 30–45 day review period during which TX-OCCC Legal or Examination staff may raise objections. This is strictly a review period; no item requirements or additional documentation are required. If no objections are received, the request will be approved. |
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Is ALECS still the licensing portal? ALECS no longer serves as the licensing portal for Motor Vehicle Sales Finance Licenses. All MVSF and CMSF licensees must transition to NMLS. |
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What documents are needed to request an account on NMLS? Users must provide at least 1 acceptable Secretary of State (SOS) document and 1 acceptable Internal Revenue Service (IRS) document.
Acceptable SOS Documents:
Acceptable IRS Documents:
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I have my documents, but my name does not match. Companies seeking state licensure or registration should use the exact legal name as it appears on their Articles of Incorporation, Articles/Certificate of Organization, Partnership Agreement, or other legal document. It is important that each company is set up by its legal name and not by any trade name or “doing business as” name it may use. Using the legal name will ensure that only a single record is established for each distinct company in the system. |
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I’ve submitted my transition application(s), now what? Transition applications are reviewed for compliance. Once submitted, applicants should monitor their email for notifications from NMLS regarding any deficiencies, including detailed instructions on the specific issue and steps required to resolve it. Follow-up reviews of newly uploaded documentation generally take up to 14 days, though delays may occur due to high volume. |
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Can I download existing ALECS documents? Yes. Documents can be retrieved in ALECS under Masterfile Details → Master Docs, and in some cases under Business Operation Files. |
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Does this relate to registered creditor registrations? No. At this time, registrations will remain in ALECS. Continue to monitor your emails for follow-up communication regarding any other transition periods. |