TEXAS OCCC
Transitioning to NMLS
★
| A Mandatory Transition for Texas OCCC MV & CM Licensees |
Texas OCCC has implemented a mandatory transition to
NMLS
for all Motor Vehicle Sales Finance (MV) and
Commercial Motor Vehicle Sales Finance (CM) licensees.
NMLS is now used to transition, manage, and renew licenses in place of ALECS.
- All MV & CM licenses must be transitioned to remain active
- ALECS no longer serves as the licensing portal for MV & CM
- All future renewals and amendments occur in NMLS
- After transition, the first renewal in NMLS will be from Nov 1- Dec 31, 2026
- This process is not related to your TX-DMV dealer license (P #). The TX-OCCC and TX-DMV are separate regulatory agencies.
- NMLS will not be used for annual reporting. For questions regarding annual report or examinations contact Exam at 512-936-7625 or exam@occc.texas.gov or visit Annual Reporting for MV
ALECS, where you previously managed your finance license, is eventually going away entirely and no longer supports Motor Vehicle Sales Finance or Commercial Motor Vehicle Sales Finance licensing functions. NMLS is now the licensing portal for these license types and offers improved functionality with a more streamlined licensing experience. However, due to system limitations, existing licensee information, licenses, and related data from ALECS could not be automatically migrated or transferred into NMLS.
Transition Applications Are Available Now in NMLS:
June 1, 2026 – August 31, 2026
June 1, 2026 – August 31, 2026
Action Required: All MV and CM licensees must submit a transition application for your MV or CM licenses before
August 31, 2026 to maintain an active license.
What You Should Do Now
- Submit your transition application in NMLS
-
If your company does not already have an NMLS account, please create one
here.
- If you need help setting up a new account, contact the NMLS Call Center at 1-855-665-7123, Monday–Friday, 9:00 AM–9:00 PM ET.
- On your physical TX-OCCC license, this is the number that follows the dash. Click here for a sample.
- To reprint your ALECS license, log in to ALECS and select: Manage My Business > Print License under the License header > select MVSF from the dropdown > click PDF to print.
BEFORE YOU SUBMIT
Make sure the ALECS license number is entered before the filing is submitted.
A missing license number could result in unnecessary fees and your filing being processed as a new application instead of a transition. On your physical TX-OCCC license, this is the number that follows the dash. Click here for a sample license.
🔍 Enter the license number in the field shown below:
📌 Reminders:
Make sure the ALECS license number is entered before the filing is submitted.
A missing license number could result in unnecessary fees and your filing being processed as a new application instead of a transition. On your physical TX-OCCC license, this is the number that follows the dash. Click here for a sample license.
🔍 Enter the license number in the field shown below:
📌 Reminders:
- A Licensed Location is now a Company License (MU1) and Registered Offices are now Branches (MU3).
- Other Trade Name (OTN) applications only apply when you are using two or more DBA’s/Trade Names at one address.
Missed the 3-Part NMLS Transition Webinar Series?
Webinar recordings and materials are now available to help walk licensees through the entire NMLS transition process.
Click Here to Access Webinar Recordings and Training Materials
Webinar recordings and materials are now available to help walk licensees through the entire NMLS transition process.
Click Here to Access Webinar Recordings and Training Materials
Name and Email are required to access the recordings and materials.
Required Documents:
Transition Checklists:
Please note that a CBC is not required for transition applications
NMLS Call Center:
While this new system offers improved functionality and a more streamlined licensing experience, please note that OCCC staff do not have access to NMLS in the same capacity as applicants like we previously did in ALECS. For assistance with account creation, system navigation, or document uploads, please contact the NMLS Call Center at 1-855-665-7123, available Monday through Friday from 9:00 AM to 9:00 PM ET.
While this new system offers improved functionality and a more streamlined licensing experience, please note that OCCC staff do not have access to NMLS in the same capacity as applicants like we previously did in ALECS. For assistance with account creation, system navigation, or document uploads, please contact the NMLS Call Center at 1-855-665-7123, available Monday through Friday from 9:00 AM to 9:00 PM ET.
| NMLS Transition – Frequently Asked Questions |
| What if I am a sole proprietor? If you are a sole proprietor, you should set up your new accounts as a company, and the entity name should be your legal name exactly as it appears on official records (e.g., your Social Security card or other government-issued documents). Do not use any nicknames or preferred names. |
| What if we are a General Partnership and don’t register with the TX-SOS? For general partnerships, the legal name in NMLS should be the names of the partners as reflected in the partnership records and, when applicable, should also match the name on the GDN/P# TX-DMV license; any assumed business name should be listed as an OTN. |
| What if I no longer need my license? You may submit a surrender request in ALECS under Manage My Business > Surrender License. Please note that TX-OCCC staff are unable to determine or advise whether a business should submit a surrender request, as this decision must be made by the licensee based on its own assessment of its activities and regulatory obligations. |
| How are surrender requests handled? Surrender requests are subject to a 30–45 day review period during which TX-OCCC Legal or Examination staff may raise objections. This is strictly a review period; no item requirements or additional documentation are required. If no objections are received, the request will be approved. |
| Is ALECS still the licensing portal? ALECS no longer serves as the licensing portal for Motor Vehicle Sales Finance Licenses. All MVSF and CMSF licensees must transition to NMLS. |
| What documents are needed to request an account on NMLS? Users must provide at least 1 acceptable Secretary of State (SOS) document and 1 acceptable Internal Revenue Service (IRS) document. Acceptable SOS Document:
|
| I have my documents, but my name does not match. Companies seeking state licensure or registration should use the exact legal name as it appears on their Articles of Incorporation, Articles/Certificate of Organization, Partnership Agreement, or other legal document. It is important that each company is set up by their legal name and not by any trade name or “doing business as” name they may use. Using the legal name will ensure that only a single record is established for each distinct company in the system. |
| I’ve submitted my transition application(s), now what? Transition applications are reviewed for compliance. Once submitted, applicants should monitor their email for notifications from NMLS regarding any deficiencies, including detailed instructions on the specific issue and steps required to resolve it. Follow-up reviews of newly uploaded documentation generally take up to 14 days, though delays may occur due to high volume. |
| What are the transition fees? Each Company License: $200 total $120 NMLS processing fee + $80 transition fee Each Branch License: $100 total $25 NMLS processing fee + $75 transition fee |
| Can I download existing ALECS documents? Yes. Documents can be retrieved in ALECS under Masterfile Details → Master Docs, and in some cases under Business Operation Files. |
| Does this relate to registered creditor registrations? No. At this time, registrations will remain in ALECS. Continue to monitor your emails for follow up communication regarding any other transition periods. |
