The mission of the Office of Consumer Credit Commissioner (OCCC) is to regulate non-bank financial services and to educate consumers and industry providers, fostering a fair, lawful, and healthy financial services market that grows economic prosperity for all Texans.
Consumers
As new forms of credit become available to Texas consumers, the OCCC helps the public understand their rights and responsibilities.
Regulated Industries
The OCCC licenses and regulates non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.
- Commercial Motor Vehicle Sales Finance
- Crafted Precious Metals Dealers
- Credit Access Businesses
- Debt Management & Settlement Providers
- Motor Vehicle Sales Finance
- Pawnshops & Pawn Employees
- Property Tax Lenders
- Refund Anticipation Loan Facilitators
- Registered Creditors
- Regulated Lenders
- Residential Mortgage Loan Originators
Credit Acces Business
Transitioning to NMLS
Regulated Lenders
Renewal Closed
Motor Vehicle Sale Finance
Reinstatement Open
Commercial Motor Vehicles Renewals
Reinstatement Open
RMLO
Renewal Closed
Debt Management
Renewal Closed
Upcoming Events
Calendars
Days of the Week
Time of Day
List
Grid
Plain
CMVSF Reinstatement
November 1, 2025 - April 26, 2026
MVSF Reinstatement
November 1, 2025 - April 26, 2026
CPMD Reinstatement Opens
January 31, 2026 - July 28, 2026
CAB NMLS Transition
March 16, 2026 at - May 18, 2026 at
Pawnshop and Employee Renewals Open
June 1, 2026 - June 30, 2026