Below you will find copies of recent and upcoming rules, as well as notices of upcoming stakeholder meetings on rules. Video of stakeholder webinars is available here. Rules that have gone into effect are available in the Texas Administrative Code.

If you’d like to be included on an email list for OCCC rule updates, send an email to rule.comments@occc.texas.gov, stating which industry you’d like rule updates on (e.g., motor vehicle sales finance, credit access businesses).

 

Proposals


Motor Vehicle Licensing & Recordkeeping Rules (posted Oct. 7, 2026)

The Finance Commission voted to publish these rule amendments for comment at its October 16, 2026 meeting. The official comment period will begin on October 30 (when the amendments are published in the Texas Register) and will end on November 30. Video of the OCCC’s September 21 stakeholder meeting on these rules is available here.

Summary: These proposed amendments would update licensing requirements to implement the transition to the Nationwide Multistate Licensing System (NMLS) for motor vehicle sales finance companies and commercial motor vehicle sales finance companies. The updates include revisions to requirements for new license applications, transfers of ownership, application denials, and change notifications. Proposed amendments would combine recordkeeping rules into a single rule for all motor vehicle licensees. The amendments would make other technical changes and updates.

 

Plain Language Rule Review (posted Oct. 7, 2026)

The Finance Commission voted to publish these rule amendments for comment at its October 16, 2026 meeting. The official comment period will begin on October 30 (when the amendments are published in the Texas Register) and will end on November 30. Video of the OCCC’s September 22 stakeholder webinar on these rules is available here.

Summary: The Finance Commission reviewed its rules for regulated lender plain language contracts. These proposed amendments are based on the rule review. Proposed amendments would change the maximum Flesch-Kincaid grade level for consumer loans under Texas Finance Code, Chapter 342, Subchapter F. Model clauses and contracts would be repealed for second-lien purchase-money and home-construction loans. The amendments would make other technical changes and updates.

 

Recently Adopted Rules (2025-2026)