Applications
Please note that TX-OCCC staff are unable to determine or advise which license or registration a business should apply for. This determination must be made by the applicant based on its own assessment of its business activities and applicable regulatory requirements. If you have specific legal questions, please seek the advice of an attorney.
How to Apply:
Businesses that need to apply for a Credit Access Business License must create an account and submit the application through NMLS. If you have an existing NMLS account for the entity you are needing to license, log in and apply through that existing account.
In NMLS, your first license is considered your Company License, and any additional locations requiring a 393 license under that same entity will be treated as branch(es). An entity cannot hold a branch license without first obtaining a company license.
Refer to the links below for new application checklists:
CAB COMPANY License Checklist | CAB BRANCH License Checklist
If you don’t have an NMLS account, start by obtaining IRS documents that exactly match your entity name and FEIN; then click here for an NMLS quick tips resource to set up your account. If you need help with creating your account, contact the NMLS call center at 1-855-665-7123.
NMLS Call Center
Transfer of Existing License:
Forms
Renewal Dates
November 01 – Renewal Opens
December 31 – Renewal Closes
***Licenses that are not renewed will cancel non-renewable. Should your license cancel as non‑renewable and you continue to need licensure, you are required to discontinue all CAB activities and file a new application. You must wait until the new application is reviewed and approved before conducting any CAB activities again.***
Annual Reports
Qtly 1- due April 30
Qtly 2 – due July 31
Qtly 3 -due October 31
Qtly 4 – January 31st of the following year
Annual Report – January 01 – December 31 – due January 31st of the following year