Applications
Please note that TX-OCCC staff are unable to determine or advise which license or registration a business should apply for. This determination must be made by the applicant based on its own assessment of its business activities and applicable regulatory requirements. If you have specific legal questions, please seek the advice of an attorney.
How to Apply:
Businesses that need to apply for a Regulated Lenders License must create a new account and submit the application using NMLS. If you already have an existing NMLS account for the entity you are needing to license, log in and apply through that existing account.
In NMLS, your first license is considered your Company License, and any additional locations requiring a 342 license will be treated as branch(es). An entity cannot hold a branch license without first obtaining a company license.
Refer to the links below for checklists of item requirements:
Regulated Lender COMPANY License Checklist | Regulated Lender BRANCH License Checklist
If you don’t have an NMLS account, start by obtaining IRS documents that exactly match your entity name and FEIN; then click here for an NMLS quick tips resource to set up your account. If you need help with creating your account, contact the NMLS call center at 1-855-665-7123.
NMLS Call Center
Transfer Existing License Application:
Businesses needing to transfer a Regulated Lender license must apply for a new license online through NMLS.
During the new application submission, please upload a copy of the asset purchase agreement signed by both the buyer and the seller, or any other documentation that demonstrates the transfer event to the MU1 Document Upload section of NMLS. Name your files TX Proof of Transfer as of 2025-10-14 (Date of the document) and upload it to the Additional Requirement(s) section of the MU1. Click here for an NMLS Document Upload guide.
If the seller has authorized you to operate under their license while your application is in review, you must complete and upload the “Request for Permission to Operate” form. Name your files TX Permission to Operate as of 2025-10-14 (Date of the document) and upload it to the Document Uploads Additional Requirement(s) section of the MU1. This form is available at the following link:
Forms
Financial Statement (Supplemental Schedules 1-3)
Financial Statement (Supplemental Schedules 4-6)
Renewal Dates
November 01 – Renewal Opens
December 31 – Renewal Closes
****Licenses not renewed by midnight will Expire***
January 01 –
*Licenses that are not renewed by December 31 may be reinstated* until February 28 at 11:59 p.m. Licenses not reinstated by this deadline will be designated Terminated Failed-To Renew.
*Reinstatement – $1,000 late filing fee + the renewal fee for each license you are reinstating in addition to any NMLS processing fees.
Annual Reports
Annual Report – due May 1.