Skip to main content
  • TEXAS OFFICE of CONSUMER CREDIT COMMISSIONER

  • Menu
  • Consumers
  • Regulated Industries
  • Publications
    • Attorney General Opinions
    • Financial Services Activity Reports
  • About Us
  • Contact Us
    • Thank you
  • Jobs
    • Current Employment Opportunities
      • Accountant V, VI or VII
      • Financial Analyst I - Updated June 10, 2021
      • Financial Examiner I - Updated June 10, 2021
    • How to Apply
    • Legal Internship
    • Frequently Asked Questions

Search form

TEXAS OFFICE of CONSUMER CREDIT COMMISSIONER

Main menu

  • Consumers
  • |
  • Regulated Industries
  • |
  • Publications

You are here

  • Home
  • Publications
  • Interest Rates
  • Historical Interest Rate Summaries

Historical Interest Rate Summaries

The Office of Consumer Credit Commissioner computes maximum interest rate ceilings in accordance with state law and publishes those ceilings on a weekly basis. Creditors may contract for, charge, or receive a rate or amount that does not exceed the applicable rate ceiling unless other law authorizes a higher rate or amount. The maximum rate ceilings are filed with the Texas Register in accordance with Texas Finance Code §303.011 and published in the Texas Credit Letter. These summaries show applicable interest rates for specific time periods.
Weekly Rates Standard Annual Rates
Monthly Rates Retail Credit Cards Annual Rates
Standard Quarterly Rates Judgment Rates
Retail Credit Card Quarterly Rates Rate Bracket Adjustments
Lender Credit Card Quarterly Rates  

            

 

 

 

 

 

 

Main menu

  • Consumers
  • |
  • Regulated Industries
  • |
  • Publications
Finance Commission Building
2601 N. Lamar Blvd
Austin, TX 78705
512.936.7600
Accessibility Policy
Fraud Policy
Privacy Policy
Website Links Policy
Open Records Requests
Sunset Advisory Commission
Texas Finance Commission
Compact with Texans

State of Texas | TRAIL (Texas Records & Information Locator) | Texas Veterans Portal
Department of Information Resources | Texas Homeland Security