The OCCC’s Education Mission
Today's consumers face an astonishing array of credit products; a basic education in credit products and principles prepares consumers to better understand their choices and obligations. The OCCC understands the need to educate young people about their consumer rights and responsibilities. As part of the agency's education initiative, we facilitate informational seminars throughout the state. If you need a speaker on credit education for your organization, please see the “Need a Speaker?” section below.
Financial Literacy and Education Resources
The OCCC’s guide to financial literacy and education resources is a one-stop shop for the youngest, to the oldest consumer seeking personal financial literacy information. This site is updated periodically and is also posted on the Texas Department of Health and Human Services website.
Need a Speaker?
The OCCC can provide your organization with a speaker and/or exhibitor at your next event–at no cost to you! We can make a presentation to your group of at least 15 people (in English or Spanish).
The agency has information available on credit and budgeting basics for consumers, consumer rights and responsibilities among other topics. Credit information is delivered through:
- Presentations at community events
- Participation in workshops with other education-oriented organizations
- Press releases and public service announcements
- Internet publications
- Distribution of brochures
- Outreach to high school students and teachers
- Other internal and external publications and presentations
Both consumers and education organizers can contact this department Monday through Friday to discuss the potential for an agency presentation at an event. Most decisions regarding events are made within two to four days. Brochure requests are usually filled within two weeks of being ordered. The OCCC offers its own credit education services and partners with non-profit educational and debt-counseling programs to promote credit-wise decision making by Texas consumers.
If you have questions about credit education or would like a presentation for your group, contact the education coordinator at 512.936.7639 or via firstname.lastname@example.org.
We look forward to hearing from you soon!
Effective January 1, 2012, the 82nd Legislature enacted The Texas Financial Education Endowment (TFEE) to be administered by the Finance Commission to support statewide financial capability and consumer credit building activities and programs.
Sec. 393.628. Texas Finance Code. TEXAS FINANCIAL EDUCATION ENDOWMENT. (a) As part of the licensing fee and procedures described under this subchapter, each credit access business or license holder shall pay to the commissioner an annual assessment to improve consumer credit, financial education, and asset-building opportunities in this state.
Financial Capability is a set of consumer behaviors that lead to long-term, tangible improvements in financial health. The TFEE Grant Program welcomes funding requests from organizations that strive to increase and promote financial capability of individuals, encouraging personal financial education and responsibility within the state of Texas.