Applications


Please note that TX-OCCC staff are unable to determine or advise which license or registration a business should apply for. This determination must be made by the applicant based on its own assessment of its business activities and applicable regulatory requirements. If you have specific legal questions, please seek the advice of an attorney.

How to Apply:

Businesses that need to apply for a Property Tax Lenders License must create an account and submit the application through NMLS. If you have an existing NMLS account for the entity you are needing to license, log in and apply through that existing account.

In NMLS, your first license is considered your Company License, and any additional locations requiring a 351 license will be treated as branch(es). An entity cannot hold a branch license without first obtaining a company license.

Refer to the links below for checklists of item requirements:

Property Tax Lender COMPANY License Checklist

Property Tax Lender BRANCH License Checklist

If you don’t have an NMLS account, start by obtaining IRS documents that exactly match your entity name and FEIN; then click here for an NMLS quick tips resource to set up your account. If you need help with creating your account, contact the NMLS call center at 1-855-665-7123. 

NMLS Call Center

Please note that OCCC staff are unable to access NMLS accounts or upload documents on your behalf. If you need help with account setup, navigation, or document uploads, the NMLS Call Center is happy to assist at 1-855-665-7123 (Mon–Fri, 9:00 a.m.–9:00 p.m. ET).

Transfer Existing License Application


Businesses needing to transfer a Property Tax Lender license must apply for a new license online through NMLS.

During the new application submission, please upload a copy of the asset purchase agreement signed by both the buyer and the seller, or any other documentation that demonstrates the transfer event to the MU1 Document Upload section of NMLS. Name your files TX Proof of Transfer as of 2025-10-14 (Date of the document) and upload it to the Additional Requirement(s) section of the MU1.  Click here for an NMLS Document Upload guide.

If the seller has authorized you to operate under their license while your application is in review, you must complete and upload the “Request for Permission to Operate” form. Name your files TX Permission to Operate as of 2025-10-14 (Date of the document) and upload it to the Document Uploads Additional Requirement(s) section of the MU1. This form is available at the following link:

Permission to Operate Form

For ownership changes that do not involve a new Federal Employer Identification Number (FEIN), please contact the NMLS Call Center for guidance on amending your current MU1 Direct Ownership filings.

Forms


Bank Confirmation

Business Operation Plan

Exemption Form: Five or Less

Financial Statement

Financial Statement (Supplemental Schedules 1-3)

Financial Statement (Supplemental Schedules 4-6)

Statement of Experience

For documents presented as PDF-fillable forms, Acrobat Reader is required to view, download, and complete. You must save all forms to your computer before entering data.

Important Dates


November 1 – Renewal Opens
December 31 – Renewal Closes 
   ****Licenses that the licensee fails to renew by the end of the Renewal Period will automatically update to “Terminated – Failed to Renew.***

January 1 – Reinstatement Period* Opens

Reinstatement closes on the last day of February.  

“Terminated – Failed to Renew” licenses that are not reinstated by the end of the Reinstatement Period will automatically update to “Terminated – Expired.” To become licensed again, the entity must submit a new license application rather than a renewal.

*Reinstatement – $1,000 late filing fee + the renewal fee for each license you are reinstating.

Annual Report-Due March 31st