If you have specific legal questions, please seek the advice of an attorney.
New Credit Access Business Application:
Businesses wishing to apply for a Credit Access Business license must create an account and submit the application using ALECS. Please turn your browsers auto fill feature off prior to beginning your application. To avoid any potential glitches, please use Chrome or Firefox browsers.
Owners/Principal Party Guide - Here you will find a step by step guide on adding or modifying owners (principal parties)
New Branch Locations must be submitted online, using ALECS
Transfer Existing License Applications:
Businesses wishing to complete a transfer of license can do so using ALECS. The buyer should create a new account and initiate the process under Manage My Business.
The license transfer checklist can be found here: CAB License Transfer Checklist
A step by step transfer guide is available here (Although the guide references Motor Vehicle licenses, the process is the same): TRANSFER A LICENSE
Principal Party Required Forms
Disclosure of Third-Party Lenders
All licensing documents are presented as PDF-fillable forms. Acrobat Reader is required to view, download, and complete forms. You must save all forms to your computer before entering data. Failure to do so may result in loss of data and files.