If you have specific legal questions, please seek the advice of an attorney.

New Credit Access Business Application:

Businesses wishing to apply for a Credit Access Business license must create an account and submit the application using ALECS

New Application Checklist

Existing Licensees:

New Branch Locations must be submitted online, using ALECS

Transfer Existing License Applications:

Businesses wishing to complete a transfer of license can do so using ALECS. The buyer should create a new account and initiate the process under Manage My Business.

The license transfer checklist can be found here: CAB License Transfer Checklist

A step by step transfer guide is available here (Although the guide references Motor Vehicle licenses, the process is the same): TRANSFER A LICENSE

Principal Party Required Forms

Personal Affidavit

Personal Employment History

Personal Questionnaire

Additional Forms

Masterfile Amendment

Bank Confirmation

Disclosure of Third-Party Lenders

Financial Statement

Personal Financial Statement

Statement of Experience

All licensing documents are presented as PDF-fillable forms. Acrobat Reader is required to view, download, and complete forms. You must save all forms to your computer before entering data. Failure to do so may result in loss of data and files.