Agency Budget Fiscal Year 2025
OCCC's Proposed FY 2025 budget.
Legal Internship
This internship is a volunteer position for law students and recent law-school graduates. The internship generally focuses on legal research. Interns may also attend administrative hearings and assist attorneys in preparing for hearings (e.g., preparing witnesses). The internship will include at least one project designed to produce a writing sample that the intern will find valuable when seeking future employment.
The OCCC is looking for interns year-round. We seek law students who can analyze complex issues and work in a team environment. Interested candidates should send a cover letter and résumé to Matthew Nance, Deputy General Counsel, at matthew.nance@occc.texas.gov.
Credit Access Businesses: Advisory Bulletins & Disclosures
Advisory Bulletins
CSOs and Non-CAB Loans (Feb. 13, 2020)
Annual Reports: Counting Paid-in-Full Accounts (Nov. 25, 2014)
Delinquent Reports (Feb. 25, 2014)
"Understanding Credit" Webinar Recording Now Available
Credit plays an important role on your financial journey. Learn which factors impact credit reports and scores, get tips on how to access and update credit reports for free, and locate resources for reporting fraud or identity theft. View the webinar recording for "Understanding Credit" (approx. 30 min).
Multi-Factor Authentication (MFA) Enabled for Enhanced Security
To improve the security of your ALECS account, we have enabled Multi-Factor Authentication (MFA) for all user accounts. MFA adds an extra layer of protection by requiring verification beyond your password when logging in. Thank you for your understanding and cooperation.
File a complaint
Filing a Consumer Complaint
The Office of Consumer Credit Commissioner (OCCC) licenses and regulates non-depository lenders providing consumer loans to Texas residents. We also register creditors who sell goods or services on credit terms.
Guide to Financial Literacy and Education Resources
The information shown on this site, and contained within the printable materials, is designed to provide you with information and resources to help you better understand events and choices that impact your personal finances. The information does not identify every resource or informational site available; it does provide a variety of resources to help you develop your financial literacy skills and knowledge.
Commercial Motor Vehicle Sales Finance (MVSF)
Main industry page for Commercial Motor Vehicle Sales Finance Licenses.
Residential Mortgage Loan Originators
Overview
An individual who takes a residential mortgage loan application and offers or negotiates terms of a residential mortgage loan for compensation or gain is considered a RMLO.
In Texas, there are two (2) agencies who issue Mortgage Loan Originator licenses. Before applying, verify the correct agency you need to apply with to avoid any potential delays.
Crafted Precious Metals Dealers (CPMD)
Main industry page for Crafted Precious Metals Dealer Registrations.