Creating a fair, lawful, and
healthy credit environment
that grows economic prosperity
for all Texans.

Consumers

As new forms of credit become available to Texas consumers, the OCCC helps the public understand their rights and responsibilities.

Regulated Industries

The OCCC licenses and regulates non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

Upcoming events

Jul 1 - Dec 28
Multiple

Pawnshop License Reinstatement

Pawnshop License reinstatement period opens on July 01. Pawn shop licenses not renewed by June 30 have 180 days after the cancellation date at midnight to reinstate* their cancelled license(s).
Oct 1 - Dec 1
Multiple

Registered Creditor Renewal

Registered Creditor renewals can be completed between October 1 but no later than December 1.
Nov 1 - Dec 31
Multiple

RMLO Renewal

Residential Mortgage Loan Originators renewals open on November 1st and will close on December 31st at midnight.
Nov 1 - Dec 31
Multiple

Regulated Lenders Renewal

Regulated Lender license renewals in NMLS open on November 1st and will close at midnight on December 31st, after which any licenses not renewed will expire.
Nov 1 - Dec 31
Multiple

Property Tax Renewal

Regulated Lender license renewals in NMLS open on November 1st and will close at midnight on December 31st, after which any licenses not renewed will expire.
See more events